15 Simple and Easy Ways To Save Money Everyday

  In a world of instant gratification, it can be difficult to stay focused on your financials and making sure you stay on track.  With that being said, saving money any way you can is essential.  You need to stay on top of your spending habits and cut down on your expenses in order to be financially...

8 Tips For Boosting Your Social Security Benefits

  Social Security is an essential program that the majority of retirees depend on.  More than 60% of seniors are reliant on their SSI benefits for at least half their their monthly income.  If we did not have social security benefits for our retirees, we would see the poverty rate among them skyrocke...

10 Things To Watch Out For In Your Credit Card's Fine Print

  I am sure we would all be in agreement that we do not take the time to read those credit card agreements we get in the mail. But truth be told, you should.  It can be a little time consuming but there are important details about the terms and conditions of your card that you would want to know. Bel...

Best Strategies For Dealing With Debt Collectors

Deal with debt collectors

  If you have unpaid debt, the last thing you want are those dreaded calls from debt collection agencies. With that being said, the one thing you do not want to do is ignore them.  It can really make the situation worse. The key is to try and settle with the original creditor to work out a payment ar...

10 Signs You’re Identity Has Been Stolen

signs of identify theft

  Millions of people fall victim to identity theft each year costing them heavy in both time and money. Catching identity theft early on is the best way to fight it.  The earlier you do, the quicker you are able to begin restoring any damage that has been done. In order to make this happen, you need ...

7 Steps To Creating A Personal Budget

  When it comes to budgeting, many people have the idea that the goal is to strip you of anything and everything fun that you enjoy.  The end of eating out and shopping. This is not the case. Its purpose is to give you a clear picture of how much income is coming in vs how much you have going out....

Tips For Negotiating Your Next Pay Raise

  Negotiating a pay raise is rarely easy.  Like it or not,  in order to properly manage your career, you need to become comfortable with it.  Rarely will you have a company match your value with your salary.  It is all up to you. Here are some useful tips to help you get that pay raise. 1. Do yo...

Tips For Paying Off Credit Card Debt Fast

  With the average household carrying over $15,000 in credit card debt, credit cards can really wreak havoc on your personal finance goals if they are not handled responsibly.  If you only make minimum payments, you are looking at a hefty chunk in interest payments and many years of repayment.  With ...

Tips For How To Get The Most Out Of Your Credit Cards

We all have at least one credit card in our wallet that we use on a regular basis or only for certain purchases.  Used properly, a credit card can be an extremely beneficial tool in helping you manage your finances.  With that being said, many people do not get the maximum value from their cards. Below are...

Pros and Cons Of A Home Equity Line Of Credit

You have just purchased a home that you love or you have been in your home for a while. There are some things you would change, though, like that outdated master bathroom. Of course you would love to remodel it, but that costs a pretty penny and it's just not in the budget.  This is where some people take out...

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