10 signs you are living beyond your means

Whether you think you have a great handle on your finances or you are always struggling for cash, there are a few clear indicators that suggest you are living above your means.  Knowing what those indicators are can not only save you money, but stress when you find yourself strapped for cash in an emergency. You...

10 Money Saving Tips For Holiday Shopping This Season

Getting the perfect gift for your loved ones during the holidays is at the top of everyone's list.  With that being said, it can also be one of the most costly times of the year where people overspend and are left with debt to pay off.  If you take the time to put forth some tips on saving and spending wise...

11 Money Management Tips To Teach Teenagers

    When it comes to teenagers and money, they are pretty much limited to the aspect of spending it.  Parents play a key role in helping them develop out of that mindset by teaching them about personal finance and money management.  This will help them make smarter decisions when they hea...

10 Steps To Take In Order To Protect Your Financial Information

  Many people have received notice of a data breach at some point.  With the recent Equifax breach all over the news, people are scrambling to check their bank and credit card accounts.  Unfortunately, simple everyday activities like using our debit card or even answering the phone can put your data at risk....

10 Things To Consider Before Taking Out A Personal Loan

  Taking out a personal loan can be a lifesaver for many.  With that being said, they do have both pros and cons and it will come down to your own situation to determine whether it is the right move for you. Here are 10 things to think about before you take out a personal loan 1. They may have a hig...

15 Simple and Easy Ways To Save Money Everyday

  In a world of instant gratification, it can be difficult to stay focused on your financials and making sure you stay on track.  With that being said, saving money any way you can is essential.  You need to stay on top of your spending habits and cut down on your expenses in order to be financially...

8 Tips For Boosting Your Social Security Benefits

  Social Security is an essential program that the majority of retirees depend on.  More than 60% of seniors are reliant on their SSI benefits for at least half their their monthly income.  If we did not have social security benefits for our retirees, we would see the poverty rate among them skyrocke...

10 Things To Watch Out For In Your Credit Card's Fine Print

  I am sure we would all be in agreement that we do not take the time to read those credit card agreements we get in the mail. But truth be told, you should.  It can be a little time consuming but there are important details about the terms and conditions of your card that you would want to know. Bel...

Best Strategies For Dealing With Debt Collectors

Deal with debt collectors

  If you have unpaid debt, the last thing you want are those dreaded calls from debt collection agencies. With that being said, the one thing you do not want to do is ignore them.  It can really make the situation worse. The key is to try and settle with the original creditor to work out a payment ar...

10 Signs You’re Identity Has Been Stolen

signs of identify theft

  Millions of people fall victim to identity theft each year costing them heavy in both time and money. Catching identity theft early on is the best way to fight it.  The earlier you do, the quicker you are able to begin restoring any damage that has been done. In order to make this happen, you need ...

1 2 3 9