Your personal finance goals can take a hit during the cold and dreary winter months.  This is because you may end up spending a lot of time indoors to avoid the ice and snow. Even for the most die hard homebody, life can get a little boring. There’s only so much Netflix a person can watch! So people opt for eating out more or vacationing to warmer climates.  Do you find that you spend more money during the winter because buying things offers a distraction from the winter doldrums? If so, then cabin fever may be sabotaging your personal finance goals. 

Winter doesn’t mean the end of your personal finance goals

If you’re committed to saving money, repairing your credit, and paying off debt, then you’ll want to be proactive about the things that may be standing between you and success. In this article, we’ll share some healthy ways to cope with cabin fever, so you don’t end up spending a massive sum of money in an online shopping binge.  

Begin a new hobby

Winter can be difficult for people who enjoy sunshine and spending time outdoors. Do you often feel antsy when you’re stuck inside? It might be time to develop a new hobby that will keep you from indulging in spending. The trick is to choose a hobby that doesn’t require a large financial investment. Some ideas include knitting, drawing, cooking, creative writing or star gazing. Which one sounds the most appealing to you?

Adopt a healthier lifestyle

No matter where you are in your health and fitness journey, you can always improve your lifestyle.  One of the most budget friendly ways to get some exercise in is walking.  It is one of the best forms of exercise that will not only get your heart pumping but is also great for helping to maintain a positive mindset.  Doing a workout video on YouTube is another budget friendly way to get your sweat on.   You won’t be thinking about spending money when you’re sweating! In addition, you can commit to a healthier diet, which will be especially beneficial if you overindulged during the holidays.

Learn to embrace the quiet time

For most people, winter typically moves at a quiet and slow pace. When this pace feels awkward and uncomfortable, people will sometimes seek unhealthy ways to alter it – by drinking too much alcohol, eating too much food, spending too much money, or engaging in another unhealthy vice. Instead, you can use winter as a chance to embrace the quiet time and learn how to be alone with your thoughts. Have you always wanted to learn how to meditate or be more reflective? Now’s a great time to turn inward.

Start eating healthier

Your emotional well-being and your diet go hand in hand.  During the winter months, you are missing the sun shining on you which can lead to a vitamin D deficiency.  When you are lacking this important vitamin, your body is not producing serotonin, which is your body’s natural depression defense. For this reason, it is important to pay special attention to your diet.  Make sure you are eating plenty of green leafy vegetables along with fruit and other healthy foods.  Having an overall healthy diet will boost your overall energy and feeling of well being.

Keep your personal finance goals in check during winter

Winter can be a challenging time, but it can also present opportunities to learn and grow. If you’re currently struggling with cabin fever, you may want to close that online shopping cart or leave the mall and instead try some of the suggestions in this article.