**This post has been updated for 2021** Are you looking to ask for a raise at work? With the pandemic still going full force in the U.S. and unemployment rates still high, asking for a raise right now may seem like a not so great idea. After all, if you are still lucky enough to have a job, you may just want to lay low. With that being said,…
Car insurance is one of the most expensive parts of owning a vehicle. With so many options, it is hard to tell which are the best ones to go with. The answer to this varies depending on who is getting the insurance and what their needs are. Do you have a teen driver in the house? Do you have a sketchy driving history with a poor record? There are…
One of the most important numbers attached to your name is your credit score. If your credit score is not so good, you will definitely feel the affects on your financial life. From getting turned down for a loan to high interest rates on credit cards, you will definitely feel it in your pocket. For these reasons and more, maintaining a good credit score is extremely important. You have…
Financial resolutions for 2021 are going to be more popular than ever with the current state. If you have your list made, the key will be sticking to it. Here are six key financial resolutions that will help increase your financial standing in 2021 Image via Pexels.com Financial resolution 1: Create a budget In order to ensure you have a rising net worth over time, you need to…
The Best checking accounts of 2020 will leave you banking better. If your current checking account is fitting the bill anymore, you definitely have options. From big banks to online banks, the competition has all these banks looking to go above and beyond to keep their customers happy. Here are the six best high yield checking accounts of 2020 Image via Pexels.com CAPITAL ONEChecking 0.10% APY Rate Account management…
If you are thinking about credit in retirement, you are thinking smartly. Although you may not be working anymore, your credit is still just as important as it has ever been. You never know when you may have emergency expenses pop up, need to cosign a loan for a family member or decide you want to move and will need to get a new mortgage. Below are five tips…
If you are guilty of making late payments, you can expect that they are listed on your credit report. If you don’t know, late payments play a huge factor in determining your FICO score which is the number most lenders look at. With that being said, there are things you can do to try and have those late payment dings removed from your credit report. How late payments affect…
If you are facing foreclosure, it can be a very stressful experience. During uncertain times like right now, many Americans are experiencing financial troubles and foreclosure can be looming in the future for many people. The upside to this scary situation is that you do have some options to avoid foreclosing on your home. What Is pre-foreclosure and foreclosure? Pre-foreclosure refers to the early stages of the foreclosure process. …
If you are thinking about a retirement budget, you are thinking smartly. People spend their whole lives working, dreaming of the day they will retire from the 9 to 5 grind. Unfortunately, many people wind up not having enough to sustain themselves during these years. If you are reading this post, hopefully you are currently saving or have saved for this time. So how are you going to make…
If you are looking to manage money like the pros, you can. You don’t have to have a ton of money though to make that happen. What you need to do is make the right money moves that will put you on a path to reaching whatever financial goals you have set for yourself. Look into your car insurance Car insurance can be costing you hundreds in money you…
