credit report

Late Payments On Your Credit Report? Here Is How To Remove Them

If you are guilty of making late payments, you can expect that they are listed on your credit report.  If you don’t know, late payments play a huge factor in determining your FICO score which is the number most lenders look at.  With that being said, there are things you can do to try and have those late payment dings removed from your credit report. How late payments affect…

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facing foreclosure

Five Helpful Tips If You Are Facing Foreclosure

If you are facing foreclosure, it can be a very stressful experience. During uncertain times like right now, many Americans are experiencing financial troubles and foreclosure can be looming in the future for many people.  The upside to this scary situation is that you do have some options to avoid foreclosing on your home. What Is pre-foreclosure and foreclosure? Pre-foreclosure refers to the early stages of the foreclosure process. …

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retirement budget

Five Tips For Creating A Solid Retirement Budget

If you are thinking about a retirement budget, you are thinking smartly.  People spend their whole lives working, dreaming of the day they will retire from the 9 to 5 grind.  Unfortunately, many people wind up not having enough to sustain themselves during these years. If you are reading this post, hopefully you are currently saving or have saved for this time.  So how are you going to make…

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manage money

Five Of The Best Ways To Manage Money In 2020

If you are looking to manage money like the pros, you can.  You don’t have to have a ton of money though to make that happen.  What you need to do is make the right money moves that will put you on a path to reaching whatever financial goals you have set for yourself. Look into your car insurance Car insurance can be costing you hundreds in money you…

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seasonal hiring

Seven of The Biggest Companies Doing Seasonal Hiring In 2020

There are plenty of businesses doing seasonal hiring for the holidays.  With so much uncertainty surrounding the coronavirus pandemic, one thing is for sure, everyone is looking at their personal finances.  If you are currently suffering financially or you are looking to make some extra cash for holiday shopping, a seasonal job may be the answer. Here are seven major companies that are looking to do mass seasonal hiring…

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ask for a raise

How To Ask For A Raise In 2020

Are you looking to ask for a raise at work?  Perhaps you feel like you are not being paid enough for your work but hesitant to ask during these uncertain times.  You would not be wrong in your hesitation to ask for a raise since many companies are not doing that great.  With that being said, if you know your company is faring well and you have concrete examples…

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financial independence

5 Key Things Women Should Do For Financial Independence

Financial independence is something that has probably crossed many people’s minds at one time or another.  As the pandemic continues to affect the lives of so many people around the world, finances are really getting a lot of attention these days.  For women, personal finance has always been a hot topic.  According to Gobankingrates.com,  only about 62% of women have $1000 saved.  Couple this with the fact women are…

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personal finance podcasts

Looking To Take Your Money Management To The Next Level? Check Out These Five Personal Finance Podcasts

Personal finance podcasts are a great way to help boost your money management knowledge.  Not familiar with podcasts?  Well, podcasts have been getting more and more popular with people.  In fact, according to podcastinsights.com, there are over one million podcasts in the world right now. They are a great way to soak up knowledge on a wide variety of subject matter.  When it comes to personal finance, reading books…

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cosigning a student loan

What You Need To Know Before Cosigning A Student Loan

You may be thinking about cosigning a student loan for you child, but before you do, you need to know what you are getting yourself into.  The truth of the matter is, most kids will need to take out student loans in order to attend college.  According to Studentloanhero.com,  of the students that graduated college in 2019,  69% had to take out student loans.   So what should you do…

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stop impulse shopping

Six Of The Best Ways To Stop Impulse Shopping

Impulse shopping is something many people have fallen victim to at one point or another.  This can be anything from a Target run for milk that turned into you spending $200 or that late night purchase on HSN.  In fact, according to a survey from the crowdsourced shopping platform Slickdeals, Impulse shopping during the current pandemic has jumped up by 18% from $155.03/month to $182.98/month.  Just think of all…

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