Snowball, Avalanche or Snowflake: Which Debt Repayment Method Is For You?

  Nowadays pretty much everyone has some sort of debt they are trying to pay off.  We know what we need to do in order to pay it off but if you happen to have multiple forms of debt, what is the best way to tackle them? This is a very important question and one that financial professionals sometimes d...

Is Your Credit Out to Get You? Installment vs Revolving Credit

Do you have a credit card, a mortgage, an auto loan, a student loan, or another type of credit obligation? You’re not alone; most people in the U.S. carry some type of debt. But what most people aren’t aware of is that not all debt is the same. Unfortunately, when it comes to credit, what you don’t know mi...

Pros and Cons Of A Home Equity Line Of Credit

You have just purchased a home that you love or you have been in your home for a while. There are some things you would change, though, like that outdated kitchen or bathroom. Of course, you would love to remodel it, but that's expensive and just not in the budget this year. This is where some people take out ...

Six Key Strategies for building up your credit history quickly

  Establishing good credit is key to having a healthy financial life.  Your credit score acts like a financial resume and has great effect on a number of areas in your life.  From leasing an apartment to getting a job, having a good credit score really does matter.  Whether you are just grad...

Childhood Identity Theft: How To Prevent It

Childhood identity theft is a real thing and it is happening everyday.  If you are ever going through the mail and receive something that is intended for an adult with your child's name on it, a red flag should be going off.  This more times than not means your child has been the victim of identity theft.  Ev...

5 Key Financial Goals To Set For 2019

  It is hard to believe 2018 is almost over and 2019 is right around the corner.  Of course with a new year, comes goals and resolutions we hope to achieve.  Getting your finances on track is something that should always be on your to do list.  The key to making a goal achievable is to make ...

All You Need To Know About Debt Relief Options For Seniors

  Retiring and moving into the "golden years" is not looking as bright for seniors as it did in years past.  Nowadays, many  are facing mounting debt that is putting a definite strain on their retirement account.  Households with those 55 and older are seeing a big rise in debt and the potential of ...

The Potential Effects Of Social Media Activity On Your Credit

    Social media is known for socializing but it has morphed into much more than that.  Nowadays, social media can have a very real impact on your credit and your ability to get a loan.  Companies are looking to social media sites when making lending decisions.  They are looking to confirm n...

9 Easy Ways To Save Up Money For This Holiday Shopping Season

The holidays spell money spending like no other time of the year.  People are spending hundreds on gifts and most don't have that money saved up.  Cue the credit cards.  In an effort to save some money this holiday season (if you haven't started already), start your saving now.   Here 9 ways that c...

20 Ways To Help Cope With The Stress Of Bad Credit

  Managing your finances can be stressful for many people and when you add credit card debt and bad credit into the mix, stress levels begin to skyrocket.   With many households dealing with debt in the thousands, it is no wonder that people are impacted in every part of their daily living.  From wh...

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