[Image via Pexels.com]Are you carrying a balance on your credit cards from month to month because you can't afford to pay your credit cards in full? If so, your financial hardships could quickly spin out of control. If you're not careful, you may amass an overwhelming amount of debt. Protect your credit score by establishing a budget and sticking to it. When you follow a budget, you get a better sense of where your money goes, so you can have enough to pay off your credit cards and ultimately your debt.