Has Your Credit Been Sucker-Punched by Medical Debt?

While consumers can be penalized by credit bureaus for an imperfect payment record on their medical debt, they will not be rewarded for good payment behavior.  Medical payments, like utility payments, do not show up on your credit history when timely made, and therefore do not operate to bolster your credit. Mi...

The Five Worst Financial Blunders Out There

The celebrated American novelist Ernest Hemingway went bankrupt once during his career. When he was asked how it happened, he said, “Slowly at first, and then quickly.” We all know of other celebrity bankruptcies, and if financial calamity can happen to them, it can certainly happen to us. As a result, we ha...

What Can I Do To Lift My Credit Score Quickly?

It often happens that we go for a long period of time without needing credit. If you’re income is sufficient, and you are not making any major purchases or looking for a job (since employers may wish to check your credit history), months or years can go by without your credit score being an issue. But your cr...

What Millennial’s Need to Know about Their Credit

Millenials, or Generation Y, are enjoying their adulthood at a time when credit is ubiqitous. Whereas it wasn’t so long ago that credit cards were reserved for the wealthy and considered a sign of prestige, today it is common for people to carry around more than one different card. Yet despite this broader kn...

What Is The Credit Report Organizations Act?

credit report

For many people, one of the most frustrating situations they encounter is having bad credit. When this is the case, many things that seemed easy become difficult if not impossible. Obtaining a loan for a car, gaining approval for a mortgage to buy a new house and obtaining new credit cards can become acts of fut...

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