10 Tips To Help Lessen The Financial Stress Of Being A Single Parent

Being successful at financial planning and budgeting is challenging for most people regardless of marital status or income.  As a single parent, though, the road can be that much tougher. With your child/children's livelihood and future in your hands, there really is no room for error.  You have to find an effective way to budget and prepare for the future.  Once you achieve this, you will be able to safeguard…
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10 Tips To Help You Save On Your Next Family Vacation

Taking a family vacation can seem out of reach when living on a budget, but there are ways to cut down on the expenses without forgoing the fun. The key to getting the most for your hard earned money is to know the tips and tricks for getting the best deal. Below are great tips and tricks for saving you money on your next family vacation 1. Plan your…
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Teaching Money Management to Kids: 10 Habits That Will Help Set Your Kids Up for Financial Success

Teaching money management to kids is a topic that every parent should have on their mind.  As a society, we are moving further away from using cash.  This being the case, you need to give thought to how to teach children that money is earned from hard work and does not just drop from the sky. More and more, credit cards and online banking are taking the place of…
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Emergency Fund: Why You Need One and How To Get Started

When it comes to being financially healthy, having an emergency fund is an essential component.  We all know how quickly life can throw a curveball at you and you need to be prepared for these “unexpected expenses”.  For this reason, financial professionals suggest saving at least six months worth of living expenses.   If you are living paycheck to paycheck, however, this idea may seem out of reach.  Even so, devising…
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10 Things To Know About Debt Consolidation Loans

[Image via Pixabay] If you are carrying debt that has a high interest rate, taking out a debt consolidation loan may be the answer for you.  These types of loans give you the benefit of paying off your debt with one payment each month which makes it easier to manage your finances.  These loans will also help you pay down your debt faster since the payments are applied to…
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10 Personal Finance Tips For Recent Grads

Have you prepared your college age kids on how to make smart money decisions? The answer from many parents is no.  Many kids go through college and graduate without a true grasp of personal finance. Luckily, we are here to share some of the most important personal finance tips they will need as they head out into the world post college. Below are 10 important personal finance tips every…
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10 Mistakes To Avoid When Paying Off Debt

[Image via Pixabay] When it comes to paying off debt, you need to make a commitment to doing what is necessary.  This involves not just paying off some of your credit cards, but changing your spending habits, creating a personal budget, prioritizing your debt and more.  In order for your debt repayment efforts to be fruitful, it is essential you stay on track and avoid the many pitfalls of…
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10 Legitimate Ways to Make Money at Home

Everyone at one point or another could use some extra cash.  Whether it is to pay down debt or save for a vacation, saving just does not come easy for some people.  Luckily, there are lots of ways to make an extra buck these days.  Gone are they days where you had to go out and find a second job (unless you really need lots of extra money).  There…
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10 Tips To Still Live Happily While Paying Off Debt

Debt can really suck the enjoyment out of living a fulfilling life.  In order to not feel like you are solely living to pay off your debt, you need to find the right balance between paying off your debt and still enjoying life. Below are 10 tips for how to pay down debt while still enjoying life. 1. Don't let debt overrun your life Although some financial experts say…
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7 Mistakes To Avoid When Planning For Retirement

Your retirement years may seem far off but that does not mean they are not very important right now.  Preparation is key if you do not want to be living solely off your social security when the time comes. Below are seven mistakes to avoid when it comes to planning for your retirement. 1: Focusing only on the present With yoga and meditation all the rage, people are living…
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