17 Key Things To Know About Filing Taxes For 2018

We have all heard about impending changes to the tax laws and many of you are not sure what effect it will have on your filing.  For the 2017 tax year, it will be the last time to file under the old guidelines.  Moving forward, the new tax reform will be in place and there are many new features to be aware of. Here are 17 things to make note…
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10 Ways To Build Your Credit Without A Credit Card

[Image via Pixabay] Credit cards have been known to be a great tool to build credit.  They offer flexibility, are simple to use and many offer some cool rewards.  Most importantly, they have the ability to affect a number of different aspects of your credit score. With that being said, not everyone is great at managing credit card debt so using this method is definitely not for everyone.  Luckily,…
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Bad Credit Loans: 10 Options

[Image via Pixabay] Many Americans are seeking out bad credit loans due to their poor credit history.  Now whether that loan is worth getting depends on whether the interest rate and other costs that go with it make sense.  With that being said, if you want to build up your credit score you are going to need to get a credit card or a loan.  As you start paying it off…
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10 Steps To Take If You Are A Victim Of Identity Theft

Finding out you are the victim of identity theft is never easy .  You will have feelings of anger and shame but the best thing to do when you find out is to start the process of cleaning up your credit.  The faster you catch and dispute any errors the easier the clean up will be.  With that being said, you will need to have patience as disputing a credit…
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10 Tips To Help Women Take Control Of Their Finances

[Image via Pixabay] Women and finances is all about taking control and managing your finances as the key to personal financial success. Unfortunately, women are behind the eight ball when it comes to not only money management but also investing. Below are 10 women and finance tips for long-term security 1. Come up with a realistic savings goal Start off by taking a look at your income along with all of…
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7 Personal Finance Apps To Help You Reach Your Financial Goals in 2018

[Image via Pixabay] Personal finance apps are great at helping you get control of and manage your financial situation.  There are tons of apps out there for both iPhone and Android that assist you in everything from budgeting to even filing your taxes.  With that being said, we all know not every app worth downloading. Below is a list of the top 7 personal finance apps for both Android and…
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10 Tips For Paying Down Holiday Debt

Holiday debt is real and you need to figure out the best way to pay it off.   With the average shopper spending upwards of $900 on gifts, paying this off should be at the top of your resolution list. Below are 10 tips to help you pay off holiday debt faster Research 0% balance transfer offers Balance transfers can be a great way to start the process of paying…
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8 Smart Ways to Use Your Tax Refund

Tax season is around the corner and many people look forward to getting that refund check in the mail.  If you are lucky enough to have one coming your way, consider using it to boost your financial situation in a smart way. An average tax refund is around $3k which is a nice amount that you could put towards a number of financial priorities. Below are eight smart ways…
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10 signs you are living beyond your means

Whether you think you have a great handle on your finances or you are always struggling for cash, there are a few clear indicators that suggest you are living above your means.  Knowing what those indicators are can not only save you money, but stress when you find yourself strapped for cash in an emergency. You do not have six months of income saved If you ever needed motivation…
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10 Money Saving Tips For Holiday Shopping This Season

Getting the perfect gift for your loved ones during the holidays is at the top of everyone's list.  With that being said, it can also be one of the most costly times of the year where people overspend and are left with debt to pay off.  If you take the time to put forth some tips on saving and spending wisely, you do not have to go broke this holiday…
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