8 Important Personal Finance Resolutions For 2019

  If you’re like most people, you start the new year with an intention to be better and do better.  Maybe you’d like to lose weight or start your own business.  Finances and paying off debt, however, should be at the top of your resolutions list.  If your current saving and spending habits are ...

Why It's Important To Access Your Credit Report Every Year

New Year, New Annual Credit Report Now that the new year has arrived, you may be thinking about your resolutions.  Are you determined to repair your credit in 2019?  Get started by being aware of where you stand with the major credit bureaus. Thanks to the federal Fair Credit Reporting Act, every 12 mont...

Why It’s Important to Work With a Reputable Credit Repair Company

  When you’re ready to repair your credit, you’ll likely want to start the process as soon as possible. Before you settle on just any credit repair company, do your research first and choose a company with a solid reputation.   Why is working with a reputable credit repair company s...

Tips For Avoiding and Reducing Student Loan Debt

Nowadays so many kids are graduating college with a mountain of student loan debt. Not only can this wreak havoc on your finances but could greatly effect your credit score too. For some, debt can't be avoided but there are ways to help out with the cost. There are things you can start doing before you e...

Snowball, Avalanche or Snowflake: Which Debt Repayment Method Is For You?

  Nowadays pretty much everyone has some sort of debt they are trying to pay off.  We know what we need to do in order to pay it off but if you happen to have multiple forms of debt, what is the best way to tackle them? This is a very important question and one that financial professionals sometimes d...

Is Your Credit Out to Get You? Installment vs Revolving Credit

Do you have a credit card, a mortgage, an auto loan, a student loan, or another type of credit obligation? You’re not alone; most people in the U.S. carry some type of debt. But what most people aren’t aware of is that not all debt is the same. Unfortunately, when it comes to credit, what you don’t know mi...

Pros and Cons Of A Home Equity Line Of Credit

You have just purchased a home that you love or you have been in your home for a while. There are some things you would change, though, like that outdated kitchen or bathroom. Of course, you would love to remodel it, but that's expensive and just not in the budget this year. This is where some people take out ...

Six Key Strategies for building up your credit history quickly

  Establishing good credit is key to having a healthy financial life.  Your credit score acts like a financial resume and has great effect on a number of areas in your life.  From leasing an apartment to getting a job, having a good credit score really does matter.  Whether you are just grad...

Childhood Identity Theft: How To Prevent It

Childhood identity theft is a real thing and it is happening everyday.  If you are ever going through the mail and receive something that is intended for an adult with your child's name on it, a red flag should be going off.  This more times than not means your child has been the victim of identity theft.  ...

5 Key Financial Goals To Set For 2019

  It is hard to believe 2018 is almost over and 2019 is right around the corner.  Of course with a new year, comes goals and resolutions we hope to achieve.  Getting your finances on track is something that should always be on your to do list.  The key to making a goal achievable is to make ...

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