Personal Finance Topics: Six Trends To Avoid

  When it comes to personal finance topics, there are always good and bad trends going around.  As you may know, just because something’s a trend doesn’t mean it’s positive or good for you. Recently, we’ve been hearing a lot about trends in personal finance that can actually sabotage all your ...

13 Signs You Need To Live Within Your Means

[Photo by rawpixel.com from Pexels] According to the FINRA Investor Education Foundation, 36% of Americans are living paycheck-to-paycheck, and even worse, 19% are also accruing debt. Whether you think you are living within your means or you are always struggling for cash, there are a few cl...

7 Unique Ways Life Insurance Can Help With The Wealth Creation Process

life insurance can create wealth

  We originally published this piece in 2016 and recently included new updates for 2019. More and more people are interested in the wealth creation process as the retirement age keeps increasing.  They want to avoid working well into their 60's and beyond. While there are several active ways to incre...

11 Tips to Build Better Business Credit

Photo by Green Chameleon on Unsplash If you are planning to start your own business, your business credit is just as important as your personal credit. Creditors and suppliers are referring to your business credit reports for a strong credit history before they will lend you money. To get you on the road...

80 Personal Finance Tips and Tools That Will Help You Build Wealth

Financial ABCs

This piece was first published in 2017 on the Credit Marvel blog. It has been updated to include new statistics, tools, images, and advice for 2019. Staying financially fit is right up there with physical exercise. It’s a challenge - and when you do it, there’s a big payoff. You’ll feel healthier, happier...

11 Essential Things to Consider Before Taking Out a Personal Loan

[Image via Pexels] Taking out a personal loan can be a lifesaver for many. With that being said, it does have both pros and cons. Your unique financial situation will ultimately determine whether this is the right move for you. In this article, we offer 11 critical points to think through before you make yo...

Fico Credit Score vs. VantageScore: The Differences You Need To Know

  The Fico score and VantageScore are two different scoring models.  These models are used by lenders.  They determine both risk and creditworthiness.  Both companies have developed systems that calculate credit scores that represent the risk of default on a loan. Both the FICO score and Vantage...

10 Tips For Building An Emergency Fund

  Having an emergency fund is an essential part of being financially healthy.  With that being said, it can seem like a huge task when the recommended 6 months of expenses is what you are expected to save from your paycheck.  It does not have to be though. Below are 10 tips for for finding money to...

What Millennials Need to Know about Their Credit

  Millennials, or Generation Y, are enjoying their adulthood at a time when credit is ubiquitous. Credit cards were once reserved for the wealthy and considered a sign of prestige.  Nowadays, it is common for people to carry around more than one credit card. Despite this broader knowledge of credit and i...

Seven Ways To Teach Your Teen Money Management

  Teaching your teen money management should be the first thing on your mind if you’re going through the credit repair process.  As you may know first-hand, many people find themselves in financial trouble because they didn’t have any education on personal finance.  For this reason, teaching your t...

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