10 Signs You’re Identity Has Been Stolen

signs of identify theft

  Millions of people fall victim to identity theft each year costing them heavy in both time and money. Catching identity theft early on is the best way to fight it.  The earlier you do, the quicker you are able to begin restoring any damage that has been done. In order to make this happen, you need ...

7 Steps To Creating A Personal Budget

  When it comes to budgeting, many people have the idea that the goal is to strip you of anything and everything fun that you enjoy.  The end of eating out and shopping. This is not the case. Its purpose is to give you a clear picture of how much income is coming in vs how much you have going out....

Tips For Negotiating Your Next Pay Raise

  Negotiating a pay raise is rarely easy.  Like it or not,  in order to properly manage your career, you need to become comfortable with it.  Rarely will you have a company match your value with your salary.  It is all up to you. Here are some useful tips to help you get that pay raise. 1. Do yo...

Tips For Paying Off Credit Card Debt Fast

  With the average household carrying over $15,000 in credit card debt, credit cards can really wreak havoc on your personal finance goals if they are not handled responsibly.  If you only make minimum payments, you are looking at a hefty chunk in interest payments and many years of repayment.  With ...

Tips For How To Get The Most Out Of Your Credit Cards

We all have at least one credit card in our wallet that we use on a regular basis or only for certain purchases.  Used properly, a credit card can be an extremely beneficial tool in helping you manage your finances.  With that being said, many people do not get the maximum value from their cards. Below are...

Pros and Cons Of A Home Equity Line Of Credit

You have just purchased a home that you love or you have been in your home for a while. There are some things you would change, though, like that outdated master bathroom. Of course you would love to remodel it, but that costs a pretty penny and it's just not in the budget.  This is where some people take out...

10 Money Management Skills Every Child Should Learn

  Whether they realize it or not, parents are always teaching their kids about money management. Kids at a certain age will begin to notice whether you plan out your shopping, put money into savings or spend carelessly. For this reason, the best thing you can do to help your kids develop good money ma...

10 Ways To Save Money On Car Insurance

  Anyone who owns a car knows how expensive car insurance premiums can be.  On average, car owners are paying more in premiums than for the maintenance of the car.  Your age, gender and state you live in, all play into the insurance premium you are given.  With that being said, there are things you...

Hidden Fees To Look Out For In Your 401k

  In order to be ready for your retirement, saving and investing is a must.  How you invest is just as important as what you are investing your hard earned money in. When it comes to investing, most people are paying attention to available options and their performance.  They are not thinking about t...

5 Smart Moves To Make With Your Next Paycheck

  Millions of people are living paycheck to paycheck today.  Without a plan of what to do with their money, a few dinners out and a couple of trips to your favorite store can keep you from reaching your financial goals.  With some planning, smart priorities and definitely a dose willpower, you can re...

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