Easy Ways Young People Can Start Building Credit

You can technically spend your twenties without any credit rating. You can pay for everything in cash and skip applying for student loans, or car loans, or even skip owning a credit card altogether. The idea of never having to worry about having any debt can be liberating, until you get older and realize that yo...

3 Credit Utilization Tips To Help Your Credit Score Skyrocket

Your credit score is an important factor to look into when you purchase items through credit. As a consumer, you need to have a better understanding of your creditworthiness to have the ability to purchase both small-ticket and high-ticket items. Credit scores are calculated based on a variety of factors and the...

7 Ways That Credit Can Improve Your Life When Used Correctly

  Credit initiates an immediate negative feedback in our minds because owing another person or institution money is a taboo for most people. You might be itching to get your hands off the topic but credit can actually do you good if properly utilized. After learning the seven ways credit can improve your l...

Don’t Be Fooled By These Common Credit Myths

Some myths are all in good fun. There’s no harm in believing in the elusive bigfoot or holding onto hope that you’ll someday run into Elvis while filling up at the gas pump. But myths about your credit score are more than a tall tale — they are just plain bad advice. We all know how powerful that three d...

Studies show Generation X dependent on credit cards, delinquencies overall down 

A combination of studies recently released shows consumers are coming back home to credit cards after taking a break from charging post recession. In a study released by the American Bankers Association this month, new credit card accounts were up 14 percent from the same time last year. Not everyone is on board...

Interview with Jim Kemish - President of Sky Blue Credit Repair

We recently reached out to Sky Blue Credit Repair, a leading credit restoration service, to get some answers to several of the common questions we receive from our readers on a regular basis. Luckily, President Jim Kemish was kind enough to set aside a little time for us in order to clear up some pressing questi...

Exclusive Credit Cards Set The Ultra-Affluent Apart

The desire to be part of the in-crowd and sit at the cool table starts sometime around high school for most of us. As we get older, we want (or is it need?) the designer clothes, the luxury car and the friends with all the best connections. From those teenage years on, we want to prove our worth and for the few ...

Your Credit Score Could Rise Due To These Major Reporting Changes

Many Americans could potentially qualify for lower interest rates on auto financing, student loans and mortgage rates as the main three credit reporting bureaus make changes to how they do business. The move is being called the most sweeping industry transformation in more than ten years. According to the Wall ...

5 Factors That Can Make Your Credit Report a Lender's Nightmare

Applying for a credit card, payment plan, or loan of any kind can be a scary process. The paperwork to apply for the loan is long and complicated. Worse still you have to wait and worry about whether they'll approve the loan. Keeping your credit report clean is the easiest way to make applying for a loan easie...

Credit Card Statute of Limitations are Helpful, But Complicated

A statute of limitations prevents legal action after a certain amount of time. In the United States, debt collectors typically have between three and ten years to file suit against you. If they do not file within that timeframe, they lose the right to pursue repayment in court. These laws help ensure that debt c...

1 7 8 9 10 11 12