family finances

How Covid Stimulus Checks Are Affecting Family Finances

The Covid-19 pandemic has put a huge strain on family finances for so many Americans. In an effort to provide some relief, stimulus checks have been dispersed to help families get back on their financial feet.  Below are some ways these stimulus checks have had an impact on consumers’ wallets. How Americans Are Spending Their Stimulus Check If you are wondering how most Americans are spending their stimulus checks,…

ask for a raise

How To Ask For A Raise In 2021

**This post has been updated for 2021** Are you looking to ask for a raise at work? With the pandemic still going full force in the U.S. and unemployment rates still high, asking for a raise right now may seem like a not so great idea.  After all, if you are still lucky enough to have a job, you may just want to lay low.  With that being said,…

credit score

Four Smart Moves That’ll Help You Raise Your Credit Score

One of the most important numbers attached to your name is your credit score.  If your credit score is not so good, you will definitely feel the affects on your financial life.  From getting turned down for a loan to high interest rates on credit cards, you will definitely feel it in your pocket.  For these reasons and more, maintaining a good credit score is extremely important.  You have…

financial resolutions

Four Key Financial Resolutions For 2021

Financial resolutions for 2021 are going to be more popular than ever with the current state. If you have your list made, the key will be sticking to it. Here are six key financial resolutions that will help increase your financial standing in 2021   Image via Financial resolution 1: Create a budget  In order to ensure you have a rising net worth over time, you need to…

checking accounts

Six Best High Yield Checking Accounts Of 2020

The Best checking accounts of 2020 will leave you banking better.  If your current checking account is fitting the bill anymore, you definitely have options.  From big banks to online banks, the competition has all these banks looking to go above and beyond to keep their customers  happy. Here are the six best high yield checking accounts of 2020   Image via CAPITAL ONEChecking 0.10% APY Rate  Account management…

credit in retirement

Five Tips For Managing Credit In Retirement

If you are thinking about credit in retirement, you are thinking smartly.  Although you may not be working anymore, your credit is still just as important as it has ever been.  You never know when you may have emergency expenses pop up, need to cosign a loan for a family member or decide you want to move and will need to get a new mortgage. Below are five tips…

credit report

Late Payments On Your Credit Report? Here Is How To Remove Them

If you are guilty of making late payments, you can expect that they are listed on your credit report.  If you don’t know, late payments play a huge factor in determining your FICO score which is the number most lenders look at.  With that being said, there are things you can do to try and have those late payment dings removed from your credit report. How late payments affect…

facing foreclosure

Five Helpful Tips If You Are Facing Foreclosure

If you are facing foreclosure, it can be a very stressful experience. During uncertain times like right now, many Americans are experiencing financial troubles and foreclosure can be looming in the future for many people.  The upside to this scary situation is that you do have some options to avoid foreclosing on your home. What Is pre-foreclosure and foreclosure? Pre-foreclosure refers to the early stages of the foreclosure process. …

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