make money

10 Legitimate Ways to Make Money at Home

  This post has been updated for 2021 If you are looking to make money, there are plenty of options for making some extra cash.  Whether it is to pay down debt or save for a vacation, having extra cash on hand is always nice.  The great thing about today's marketplace is that you have many opportunities to put extra money in your pocket from the comfort of your home. …
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pay off debt

YNAB Review 2021: Why Use This App To Pay Off Debt

If you are looking to pay off debt, so are most Americans in 2021.  If you don’t have a budget in place, this is your starting point.  Now is the time to start turning things around and using the right budgeting software is going to get you there. YNAB will help you align your spending decisions with your financial goals and priorities. Once you achieve this, you will start…

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save money

How To Save Money When You Think You Don’t Have Any

If you are looking to save money, you can do it and you need to.  According to SpendMeNot, 69% of Americans have less than $1,000 saved. Even if you don’t think you have an extra penny to spare.  This doesn’t look like making changes to your fixed expenses like your mortgage or rent.  Those aren’t going to reduce overnight.  What will help you to save money is scaling back on…

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buying a car on craigslist

Buying a Car on Craigslist: A 2021 Guide For Buyers

Buying a car on Craigslist is becoming more popular with car inventory being so low at dealerships across the country.  On Craigslist, you will find plenty of options, but buying a car from an individual can be a daunting experience.  Below we cover everything you need to know to feel comfortable buying a car on Craigslist in 2021. Starting Your Search Head to Craigslist.org and go under the “for sale”…

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teens and personal finance

Teens and Personal Finance: Five Ways They Can Learn on Their Own

When it comes to teens and personal finance, education around money management is pretty non existent.  Another scary fact, according to Bankrate.com, only 18 percent of Americans have enough savings to live off of for six months.  Furthermore, half of all families in the U.S. have no retirement savings.  So what does this all mean for teens and personal finance?  Unless they get the financial education they so desperately…

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personal finance tips

80 Personal Finance Tips That Help Build Wealth

Are you looking to build wealth? How would you like to learn the best personal finance tips to help you reach your financial goals? According to a Gallup poll, just 30% of American households have a long-term financial plan.  Avoid being a statistic by boosting your financial literacy. Ready to get started? Read on for 80 actionable personal finance tips that will help you save money, pay down debt,…
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make extra cash

Five Of The Quickest Ways To Make Extra Cash Online

Right now, many Americans are looking to make extra cash.  According to Bankrate.com,13.39% of people aren’t saving money because they just can’t.  So, taking up a side hustle has become very popular.  Making money online can range from taking surveys to offering your services via a freelance job.  If you are someone looking to make some quick cash, this is the post for you.  Below, we have gathered five…

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family finances

How Covid Stimulus Checks Are Affecting Family Finances

The Covid-19 pandemic has put a huge strain on family finances for so many Americans. In an effort to provide some relief, stimulus checks have been dispersed to help families get back on their financial feet.  Below are some ways these stimulus checks have had an impact on consumers’ wallets. How Americans Are Spending Their Stimulus Check If you are wondering how most Americans are spending their stimulus checks,…

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ask for a raise

How To Ask For A Raise In 2021

**This post has been updated for 2021** Are you looking to ask for a raise at work? With the pandemic still going full force in the U.S. and unemployment rates still high, asking for a raise right now may seem like a not so great idea.  After all, if you are still lucky enough to have a job, you may just want to lay low.  With that being said,…

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