What Is a Secured Credit Card, and How Can It Help You Repair Your Credit?

If you’re on the road to credit repair, you may have heard of something called a “secured credit card.” You probably already know that if you have less-than-stellar credit, you’re going to have trouble getting approved for new credit cards. However, a secured credit card can be useful in this situation, and nearly all of the leading credit card lenders offer one. In a recent article in U.S. News…
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10 First Time Home Buyer Tips For 2019

If you are considering becoming a first time home buyer, you may spend time dreaming about your ultimate abode.  Does it include a white picket fence, a game room, or a restaurant-grade kitchen? If you have reached a point where you are ready to make the leap, we have the best tips for becoming a first time homeowner in 2019.     10 First Time Home Buyer Tips For 2019…
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5 Ways to Recover from Holiday Spending in the New Year

During the holiday season, many of us feel inspired to show loved ones how much we care by buying them lavish gifts. By the time Christmas rolls around, we’ve maxed out our credit cards in an effort to bring holiday cheer (a holiday hangover when the bills arrive). Fortunately, you can take steps to regain your footing after a season of exorbitant holiday shopping. Know that overspending isn’t the…
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11 Tips To Get You Prepared For The 2019 Tax Season

We just started 2019 but tax season is right around the corner.  With new tax laws,  there is an uncertainty in the air when it comes to refunds and owed taxes.  Furthermore, with the government shutdown still going strong, we still don't know when tax season will officially begin.  With that being said, you can still start preparing now. Below are 10 things to consider as you get ready to file…
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8 Important Personal Finance Resolutions For 2019

If you’re like most people, you start the new year with an intention to be better and do better.  Maybe you’d like to lose weight or start your own business.  Finances and paying off debt, however, should be at the top of your resolutions list.  If your current saving and spending habits are not serving you, 2019 needs to be the year you turn your finances around and learn how…
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Why It’s Important To Access Your Credit Report Every Year

New Year, New Annual Credit Report Now that the new year has arrived, you may be thinking about your resolutions.  Are you determined to repair your credit in 2019?  Get started by being aware of where you stand with the major credit bureaus. Thanks to the federal Fair Credit Reporting Act, every 12 months you can access your free annual report from the three major credit reporting agencies.  TransUnion,…
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Why It’s Important to Work With a Reputable Credit Repair Company

When you’re ready to repair your credit, you’ll likely want to start the process as soon as possible. Before you settle on just any credit repair company, do your research first and choose a company with a solid reputation.   Why is working with a reputable credit repair company so important? If you work with a fraudulent credit repair company, you could ultimately face fines or even prison. Repairing…
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Tips For Avoiding and Reducing Student Loan Debt

Nowadays so many kids are graduating college with a mountain of student loan debt. Not only can this wreak havoc on your finances but could greatly effect your credit score too. For some, debt can't be avoided but there are ways to help out with the cost. There are things you can start doing before you even start college as well as after to help reduce the burden. Tips…
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Is Your Credit Out to Get You? Installment vs Revolving Credit

Do you have a credit card, a mortgage, an auto loan, a student loan, or another type of credit obligation? You’re not alone; most people in the U.S. carry some type of debt. But what most people aren’t aware of is that not all debt is the same. Unfortunately, when it comes to credit, what you don’t know might be hurting you. Here’s a deeper look at credit. What…
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