Pros and Cons Of A Home Equity Line Of Credit

You have just purchased a home that you love or you have been in your home for a while. There are some things you would change, though, like that outdated kitchen or bathroom. Of course, you would love to remodel it, but that's expensive and just not in the budget this year. This is where some people take out a line of credit on the equity in their home.…
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Six Key Strategies for building up your credit history quickly

Establishing good credit is key to having a healthy financial life. Your credit score acts like a financial resume and has great effect on a number of areas in your life. From leasing an apartment to getting a job, having a good credit score really does matter. Whether you are just graduating college and trying to establish credit history or you are just trying to build yours up, you…
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Child Identity Theft: How To Prevent It

Child identity theft is a real thing and it is happening everyday.  A red flag should be going off if you receive something in the mail that is intended for an adult with your child's name on it.  This more times than not means your child has been the victim of identity theft.  Even worse, someone close to the child is committing the crime.  Even though this is all…
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5 Key Financial Goals To Set For 2019

It is hard to believe 2018 is almost over and 2019 is right around the corner. Of course with a new year, comes goals and resolutions we hope to achieve. Getting your finances on track is something that should always be on your to do list. The key to making a goal achievable is to make sure it is specific, attainable and with a time frame attached to it.…
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All You Need To Know About Debt Relief Options For Seniors

Retiring and moving into the "golden years" is not looking as bright for seniors as it did in years past.  Nowadays, many  are facing mounting debt that is putting a definite strain on their retirement account.  Households with those 55 and older are seeing a big rise in debt and the potential of outliving their money. When it comes to the debt we are seeing seniors struggle with, surprising…
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The Potential Effects Of Social Media Activity On Your Credit

Social media is known for socializing but it has morphed into much more than that.  Nowadays, social media can have a very real impact on your credit and your ability to get a loan.  Companies are looking to social media sites when making lending decisions.  They are looking to confirm not only the identity of the borrower but to also determine creditworthiness. FICO (Fair Isaac Corporation) has interest in making…
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9 Easy Ways To Save Up Money For This Holiday Shopping Season

The holidays spell money spending like no other time of the year.  People are spending hundreds on gifts and most don't have that money saved up.  Cue the credit cards.  In an effort to save some money this holiday season (if you haven't started already), start your saving now. Here 9 ways that can help you start saving today  for the holidays.  1. Check out Paribus Anytime you purchase…
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20 Ways To Help Cope With The Stress Of Bad Credit

Managing your finances can be stressful for many people and when you add credit card debt and bad credit into the mix, stress levels begin to skyrocket.   With many households dealing with debt in the thousands, it is no wonder that people are impacted in every part of their daily living.  From what to eat to fear of losing their job, financial stress can really wreak havoc on every…
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10 Tips To Help Lessen The Financial Stress Of Being A Single Parent

Being successful at financial planning and budgeting is challenging for most people regardless of marital status or income.  As a single parent, though, the road can be that much tougher. With your child/children's livelihood and future in your hands, there really is no room for error.  You have to find an effective way to budget and prepare for the future.  Once you achieve this, you will be able to safeguard…
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10 Tips To Help You Save On Your Next Family Vacation

Taking a family vacation can seem out of reach when living on a budget, but there are ways to cut down on the expenses without forgoing the fun. The key to getting the most for your hard earned money is to know the tips and tricks for getting the best deal. Below are great tips and tricks for saving you money on your next family vacation 1. Plan your…
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