Blog Archives - Page 14 of 26

The Lexington Law Difference

July 19, 2019By admin0 comment

Lexington Law ranks right up there when it comes to the best credit repair services, . For over twenty years, Lexington Law Firm has been a leader in the credit repair industry. They are one of the most respected and positively reviewed companies for their credit repair knowledge, technology, and regulatory compliance. Above all, they are consistently ranked as one of the best credit repair agencies in the country.…

80 Personal Finance Tips and Tools That Will Help You Build Wealth

April 4, 2019By admin2 Comments

This piece was first published in 2017 on the Credit Marvel blog. It has been updated to include new statistics, tools, images, and advice for 2019. Staying financially fit is right up there with physical exercise. It’s a challenge - and when you do it, there’s a big payoff. You’ll feel healthier, happier, and more grounded as you move through your week, month, and year. Although saving for retirement,…

11 Essential Things to Consider Before Taking Out a Personal Loan

April 2, 2019By admin0 comment

Taking out a personal loan can be a lifesaver for many. With that being said, it does have both pros and cons. Your unique financial situation will ultimately determine whether this is the right move for you. In this article, we offer 11 critical points to think through before you make your decision. Here are 11 things to think about before you take out a personal loan 1. Why…

Fico Credit Score vs. VantageScore: The Differences You Need To Know

March 13, 2019By admin0 comment

The FICO score and VantageScore are two different scoring models. These models are used by lenders to determine both risk and creditworthiness. Both companies have developed systems that calculate credit scores that represent the risk of default on a loan. Both the FICO score and VantageScore (3.0) use the same scoring range of 300-850. The difference is that they evaluate the information in your credit report differently. Let's now get…

10 Tips For Building An Emergency Fund

March 9, 2019By admin0 comment

Having an emergency fund is an essential part of being financially healthy. With that being said, it can seem like a huge task when the recommended 6 months of expenses is what you are expected to save from your paycheck. It does not have to be though. Below are 10 tips for for finding money to save for an emergency fund 1. Start by saving small Even though finding the…

What Millennials Need to Know about Their Credit

March 4, 2019By admin0 comment

Millennials, or Generation Y, are enjoying their adulthood at a time when credit is ubiquitous. Credit cards were once reserved for the wealthy and considered a sign of prestige. Nowadays, it is common for people to carry around more than one credit card. Despite this broader knowledge of credit and its importance on their future financial health, millennials have lower collective credit scores than any of the other three…

Seven Ways To Teach Your Teen Money Management

February 25, 2019By admin0 comment

Teaching your teen money management should be the first thing on your mind if you’re going through the credit repair process. As you may know first-hand, many people find themselves in financial trouble because they didn’t have any education on personal finance. For this reason, teaching your teen money management is crucial so they never have to go through the credit repair process themselves. These days, most schools still…

Seven Tips For Getting Everyone On The Same Page For Family Finance Planning

February 15, 2019By admin0 comment

Are you trying to get everyone on the same page for family finance planning? One of the first steps is to make sure that everyone is aware of the goals and lifestyle changes the family will need to make to achieve your goals. How can you talk to your family about things like budgets, credit repair, and personal finance without making them feel like they’ll be missing out on…

Benefits Of Becoming An Authorized Credit Card User

February 8, 2019By admin0 comment

Are you looking for ways to repair your credit in the new year? You may want to consider asking a close friend or family member with excellent credit history and credit score if you can become an authorized user on one of their credit cards. According to a blog post from Mint, becoming an authorized user of a credit card is even more effective for helping you repair your credit…

10 Reasons Why You Should Sign Up for Credit Repair Services

January 31, 2019By admin0 comment

If you are in need of credit repair services, don't wait to sign up. Your credit report and credit score are what creditors reference when deciding to lend you money. Therefore, it is crucial that you not only know your credit score but that your report is accurate. By law, you have access to a free credit report each year from the three major credit reporting agencies (Equifax, Experian…