10 Signs You’re Identity Has Been Stolen

Millions of people fall victim to identity theft each year costing them heavy in both time and money. Catching identity theft early on is the best way to fight it.  The earlier you do, the quicker you are able to begin restoring any damage that has been done. In order to make this happen, you need to on alert for the signs of identity theft. Below are 10 signs that you…
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7 Steps To Creating A Personal Budget

When it comes to budgeting, many people have the idea that the goal is to strip you of anything and everything fun that you enjoy.  The end of eating out and shopping. This is not the case. Its purpose is to give you a clear picture of how much income is coming in vs how much you have going out.  It it is a crucial tool when it comes to creating a solid foundation…
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Tips For Negotiating Your Next Pay Raise

Negotiating a pay raise is rarely easy.  Like it or not,  in order to properly manage your career, you need to become comfortable with it.  Rarely will you have a company match your value with your salary.  It is all up to you. Here are some useful tips to help you get that pay raise. 1. Do your research Anyone can walk into their boss's office and ask for a raise. But…
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Tips For Paying Off Credit Card Debt Fast

With the average household carrying over $15,000 in credit card debt, credit cards can really wreak havoc on your personal finance goals if they are not handled responsibly.  If you only make minimum payments, you are looking at a hefty chunk in interest payments and many years of repayment.  With that being said, that does not have to be you. Below are the best ways to pay down your…
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Tips For How To Get The Most Out Of Your Credit Cards

We all have at least one credit card in our wallet that we use on a regular basis or only for certain purchases.  Used properly, a credit card can be an extremely beneficial tool in helping you manage your finances.  With that being said, many people do not get the maximum value from their cards. Below are 10 tips for helping you get the most from your credit card and its…
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10 Money Management Skills Every Child Should Learn

Whether they realize it or not, parents are always teaching their kids about money management. Kids at a certain age will begin to notice whether you plan out your shopping, put money into savings or spend carelessly. For this reason, the best thing you can do to help your kids develop good money management skills is to set a good example. Here are 10 money management skills you should teach your…
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10 Ways To Save Money On Car Insurance

Anyone who owns a car knows how expensive car insurance premiums can be.  On average, car owners are paying more in premiums than for the maintenance of the car.  Your age, gender and state you live in, all play into the insurance premium you are given.  With that being said, there are things you can do to help lower your rate. Below are 10 tips to help you bring down…
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Hidden Fees To Look Out For In Your 401k

In order to be ready for your retirement, saving and investing is a must.  How you invest is just as important as what you are investing your hard earned money in. When it comes to investing, most people are paying attention to available options and their performance.  They are not thinking about those pesky hidden fees that can chip away at your earnings for years without you even knowing…
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5 Smart Moves To Make With Your Next Paycheck

Millions of people are living paycheck to paycheck today.  Without a plan of what to do with their money, a few dinners out and a couple of trips to your favorite store can keep you from reaching your financial goals.  With some planning, smart priorities and definitely a dose willpower, you can really put your paycheck to work for you. Here are 5 moves to make with your next…
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10 Tips To Building Business Credit

If you are planning on starting your own business, your business credit is just as important as your personal credit. Creditors and suppliers are referring to your business credit reports for a strong credit history before they will lend you money. To get you on the road to success, here are ten steps you should take in order to begin establishing good business credit. Establish a Federal Employer Identification…
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