ask for a raise

How To Ask For A Raise In 2020

Are you looking to ask for a raise at work?  Perhaps you feel like you are not being paid enough for your work but hesitant to ask during these uncertain times.  You would not be wrong in your hesitation to ask for a raise since many companies are not doing that great.  With that being said, if you know your company is faring well and you have concrete examples…

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financial independence

5 Key Things Women Should Do For Financial Independence

Financial independence is something that has probably crossed many people’s minds at one time or another.  As the pandemic continues to affect the lives of so many people around the world, finances are really getting a lot of attention these days.  For women, personal finance has always been a hot topic.  According to Gobankingrates.com,  only about 62% of women have $1000 saved.  Couple this with the fact women are…

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personal finance podcasts

Looking To Take Your Money Management To The Next Level? Check Out These Five Personal Finance Podcasts

Personal finance podcasts are a great way to help boost your money management knowledge.  Not familiar with podcasts?  Well, podcasts have been getting more and more popular with people.  In fact, according to podcastinsights.com, there are over one million podcasts in the world right now. They are a great way to soak up knowledge on a wide variety of subject matter.  When it comes to personal finance, reading books…

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cosigning a student loan

What You Need To Know Before Cosigning A Student Loan

You may be thinking about cosigning a student loan for you child, but before you do, you need to know what you are getting yourself into.  The truth of the matter is, most kids will need to take out student loans in order to attend college.  According to Studentloanhero.com,  of the students that graduated college in 2019,  69% had to take out student loans.   So what should you do…

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stop impulse shopping

Six Of The Best Ways To Stop Impulse Shopping

Impulse shopping is something many people have fallen victim to at one point or another.  This can be anything from a Target run for milk that turned into you spending $200 or that late night purchase on HSN.  In fact, according to a survey from the crowdsourced shopping platform Slickdeals, Impulse shopping during the current pandemic has jumped up by 18% from $155.03/month to $182.98/month.  Just think of all…

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christmas savings plan

Five Tips For Starting A Christmas Savings Plan Today

When you start seeing your local Target put out the Christmas decorations, you may start to feel both panicked and excited.  I mean who doesn’t love the holidays? The feeling of panic sets in for many because the holidays also mean money being spent on gifts. In fact, according to the National Retail Federation, Americans spent about $1050 on holiday gifts and travel in 2019.  For many people, they…

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streaming services

Get Rid Of Cable With These Streaming Services Under $50

There are no shortage of streaming services available today if you are looking to cut the cord with your cable company.  So far in 2020, over 1.3 million homes have cancelled their cable service.  Not to mention, with the pandemic, Americans are seeking out more budget friendly options. Below are the best streaming services for under $50 dollars a month.   Netflix   Starting at $8.99 per month Netflix…

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credit dispute letter

How To Write A Credit Dispute Letter

A credit dispute letter is necessary if you believe your credit report has an error(s).  Depending on the number of inaccuracies, you will need to decide if you want to go the DYI route or enlist a credit repair professional to navigate the tricky waters for you. Our recommendation is that if you have something simple to fix, give it a try on your on.  If you have a…

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increase credit score

5 Quick Ways To Increase Your Credit Score

If you are looking to increase your credit score, you are not alone.  A favorable credit score means better interest rates and an overall better outlook for your finances. With that being said, it does take time and persistence to bring up your credit score.  With that being said, there are some tricks you can implement to help speed up the process.  Whether you are looking to purchase a…

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teen money management tips

10 Teen Money Management Tips: Things Every Teen Should Do Now For Their Financial Future

The best teen money management tips are what every parent should be focusing on when their kids hit this age.  The teen years usually means moving further away from your parents and more towards independence.  With regards to money, kids often begin spending on little luxuries with money from an allowance or a part time job.  However, teens often do not have a strong understanding of finances.  They will…

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