10 Things To Watch Out For In Your Credit Card’s Fine Print

All credit cards come with plenty of fine print that most people will not take the time to look at. But truth be told, you should.  It can be a little time consuming but there are important details about the terms and conditions of your card that you would want to know. Below are 10 important details to pay attention to in the fine print of your credit cards.…
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debt collectors

Best Strategies For Dealing With Debt Collectors

If you have unpaid debt, you may have those pesky debt collectors calling you non stop.  With that being said, the one thing you do not want to do is ignore them. Before your debt is sold to a third party collector, you want to try and settle with the original creditor. Below are 10 tips to help you deal with debt collectors 1. Know your rights When it…
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identity theft

10 Signs You’re Identity Has Been Stolen

Millions of people fall victim to identity theft each year costing them heavy in both time and money. Catching identity theft early on is the best way to fight it.  The earlier you do, the quicker you are able to begin restoring any damage that has been done. In order to make this happen, you need to on alert for the signs of identity theft. Below are 10 signs that you…
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personal budget

7 Steps To Creating A Personal Budget

**This post has been updated for 2021** If the pandemic has taught us anything, it's that a personal budget is crucial to financial stability.  Your old budgeting ways may not serve you during this unprecedented time.  When it comes to creating a personal budget, many people have the idea that the goal is to strip you of anything and everything fun that you enjoy.  The end of eating out…
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pay raise

Tips For Negotiating Your Next Pay Raise

Negotiating a pay raise is rarely easy.  Like it or not,  in order to properly manage your career, you need to become comfortable with it.  Rarely will you have a company match your value with your salary.  It is all up to you. Here are some useful tips to help you get that pay raise 1. Do your research Anyone can walk into their boss's office and ask for a raise.…
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Tips For Paying Off Credit Card Debt Fast

With the average household carrying over $15,000 in credit card debt, credit cards can really wreak havoc on your personal finance goals if they are not handled responsibly.  If you only make minimum payments, you are looking at a hefty chunk in interest payments and many years of repayment.  With that being said, that does not have to be you. Below are the best ways to pay down your…
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Tips For How To Get The Most Out Of Your Credit Cards

Having the right credit card tips will help you use get the most out of this financial tool that is financially necessary for many people.  We all have at least one credit card in our wallet that we use on a regular basis.  Used properly, a credit card can be an extremely beneficial tool in helping you manage your finances.  With that being said, many people do not get…
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money management

10 Money Management Skills Every Child Should Learn

Whether they realize it or not, parents are always teaching their kids about money management. Kids at a certain age will begin to notice whether you plan out your shopping, put money into savings or spend carelessly. For this reason, the best thing you can do to help your kids develop good money management skills is to set a good example. Here are 10 money management skills you should teach your…
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10 Ways To Save Money On Car Insurance

Anyone who owns a car knows how expensive car insurance premiums can be.  On average, car owners are paying more in premiums than for the maintenance of the car.  Your age, gender and state you live in, all play into the car insurance premium you are given.  With that being said, there are things you can do to help lower your rate. Below are 10 tips to help you…
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401k

Hidden Fees To Look Out For In Your 401k

In order to be ready for your retirement, saving and investing is a must.  How you invest is just as important as what you are investing in. When it comes to investing, most people are paying attention to available options and their performance.  They are not thinking about those pesky hidden fees that can chip away at the earnings. Even if you are doing your homework and checking the…
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