5 Smart Moves To Make With Your Next Paycheck

You need to have the right money goals in place in order to be financially healthy.  Millions of people are living paycheck to paycheck today and without a plan of what to do with their money, a few dinners out and a couple of trips to your favorite store can keep you from reaching your financial goals. With some proper financial planning, smart priorities and definitely a dose willpower,…
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business credit

10 Tips To Building Business Credit

If you are planning on starting your own business, your business credit is just as important as your personal credit. Creditors and suppliers are referring to your business credit reports for a strong credit history before they will lend you money. To get you on the road to success, here are ten steps you should take in order to begin establishing good business credit. Establish a Federal Employer Identification…
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filing for bankruptcy

10 Tips For Rebuilding Your Credit After Filing For Bankruptcy

Filing for bankruptcy is a very tough pill to swallow.  It can stay on your credit report for up to 10 years but there is light at the end of the tunnel.  As soon as you file, you are free to begin taking steps to start rebuilding your credit. Below are ten ways to rebuild your credit after filing for bankruptcy 1. Assess your situation by reviewing your credit report…
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avoid fraud

10 tips to avoid fraud

Looking to avoid fraud? Every year millions of people fall victim to scammers trying to defraud them.   The technology they use is constantly evolving but the tricks stay the same.  Their sole purpose is to persuade people to send them money or give them personal information. They often combine new technology with old tricks to get people to send money or give out personal information. Below are 10 tips…
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5 Tips For Paying Off Your Student Loans Faster

Graduating from college today for many means taking student loan debt along with them.  Although it may seem like the debt will follow you for years to come, there are a few ways to try and get your debt under control and pay it off more quickly. Below are 5 tips on how you can lower your student loan debt at a faster rate. 1. Always try and make an extra payment…
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college tips

30 Tips on How To Live Large On a $100 Per Week In College

This Post Has Been Updated For 2021 College money tips are essential for any kid embarking on their college journey.  If you are used to living large at home, you are going to have to dial it back when you are living on your own.  If your first trip to the grocery store left you with sticker shock, you’ll surely want to read further. Learning how fast money goes…
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10 Tips For Boosting Your Credit Score Fast

Boosting your credit can have a powerful impact on your present and future quality of life as you apply for loans and credit cards. Loans are an unavoidable part of life for most people and establishing a solid credit history and retaining a high credit score will only benefit you. 5 factors credit bureaus use to determine your credit score Payment history (35%): Your payment history represents your creditworthiness.…
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money mistakes

Top 10 Money Mistakes People Make

Many people are guilty of making a variety of money mistakes on a daily basis.  If you are bringing lunch to work, paying your credit cards on time and putting away savings each paycheck, you are pretty on top of your finances. Unfortunately, many people are not.  We know what we should be doing to be financially fit, but sometimes we fall short.  Read on for key money mistakes…
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7 Marriage Tax Breaks and Tips for New Couples in 2019

[Image via Pexels] Marriage brings about many exciting changes. While taxes might not be at the top of your list — with a little digging, you'll realize valuable benefits. Here is a handy guide for your first set of taxes as newlyweds to help you reap the rewards you deserve. 1. Officially update your name and address To start, you want to be certain your W-2s and any other…
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Understanding Your Credit Report and Credit Score

Nowadays there are many ways to go about accessing your credit score and credit report.  Many of the companies out there offer pretty much the same services, they may just present them differently.  Your credit score is crucial because both creditors and lenders utilize this information when deciding to do business with you.  For this reason, it behooves you to find out what your credit score is 6 to…
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