When Is The Best Time To Start Building Your Child’s Credit?

Children and credit may not sound like they go together, but they most definitely do.  A healthy financial  future is dependent in a lot of ways on credit scores.  Today’s parents are increasingly worried about their children's credit.  What may surprise you is that you can start building your child's credit from a young age. Today is the day to start building credit for your child A great way…
college tips

5 Personal Finance Tips For College Students

When it comes to college tips, personal finance tips should be at the top of the list.  As college approaches for your child, there is no better time than the present to talk to them about their personal finances. It is our duty to make certain they have the tools to know how to budget and spend their money wisely.  Whether you are fitting the bill or not, college…
personal finances

Potential Effect of A Trump Presidency on Personal Finances

Personal finance is on the mind of many Americans right now.  Donald Trump will become the 45th president of the United States. Along with any new presidency comes new changes.  Whether you support Trump or not, give thought to how his presidency will affect you. Below are some ways a Trump presidency will affect personal finances The stock market The night of the election, the markets went haywire when…
saving money

Simple And Painless Ways To Save More Money In 2017

As 2017 approaches, so do the new years resolutions.  One resolution that should be at the top of all our lists is saving money.  Who doesn't need extra money?  Whether it be to buy something special, save for that much needed vacation or just to get that emergency fund going, we could all be doing more to save.  And it does not have to be as painful as you…
investing tips

5 Simple Investing Tips To Get You Started

Having the right Investing tips can get any beginner started. With a basic understanding of a few key concepts, you will be able to set clear goals for your money.  On a side not, if you are experiencing any credit issues, you will want to get that taken care of asap.   I highly suggest you contact a credit repair company to get you back on track.  They will…
downsize your home

5 Reasons to Downsize Your Home Immediately

Are you looking to downsize your home? The American Dream typically includes a house with a white picket fence, 2.5 children, and a dog in the yard. In reality, our dreams often have more depth and include different aspects for different people. One thing that may hold true, however, is that everyone wants a nice, big house. We want a guest room so we can have friends and family…
divorce tips

How is Our Mortgage Affected During Divorce?

It is a good idea to have the right divorce tips on hand since the United States has the 6th highest rate of divorce in the world. About 41% of first time marriages will end in divorce. The rate is slightly higher at 60% for second-time marriages. Couples that enter the alter for the third time are the most likely to divorce at a rate of 73%.  The good…
kids and money

5 Ways to Influence the Spending Habits of Your Grandchildren

When it comes to kids and money, grandparents can often play a big role in their grandchildren's lives. They can provide them with a loving support system, impart important lessons and much more. One issue that grandparents may not think to bring up, however, is finances. If you would like to contribute to your grandchildren's financial future, teaching them about money may be the best way to help. In…
investment advisor

3 Tips for Finding the Perfect Investment Advisor

Finding the right investment advisor is key to successful investing.  In today's volatile financial markets, it's more important than ever to know that your portfolio is being properly managed. Here are some tips for finding a qualified investment advisor whose focus is on meeting your financial goals. Get to know your investment advisor Ask your investment advisor if they are routinely changing the asset allocation of your portfolio, or…
save for retirement

7 Ways to Save for Retirement Without Changing Your Lifestyle

Most people fail to save enough money for their retirement and often delay thinking about pension plans and 401ks. Saving for retirement  can be tough because it means taking home less pay for several years to come or making large sacrifices. Fortunately, there are several ways to save for retirement without changing your lifestyle. Below are five ways to save for retirement that aren't so hard Downsize Your Home…
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