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The celebrated American novelist Ernest Hemingway went bankrupt once during his career. When he was asked how it happened, he said, “Slowly at first, and then quickly.” We all know of other celebrity bankruptcies, and if financial calamity can happen to them, it can certainly happen to us. As a result, we have decided to list the five worst financial blunders a person can make, in the hope that…

It often happens that we go for a long period of time without needing credit. If you’re income is sufficient, and you are not making any major purchases or looking for a job (since employers may wish to check your credit history), months or years can go by without your credit score being an issue. But your credit can become an issue very quickly, if the time comes to…

For many people, one of the most frustrating situations they encounter is having bad credit. When this is the case, many things that seemed easy become difficult if not impossible. Obtaining a loan for a car, gaining approval for a mortgage to buy a new house and obtaining new credit cards can become acts of futility to a person whose credit has been damaged. As a result, many consumers…