The benefits of a budget are well documented yet few people get excited by the word. In fact, according to a debt.com poll, only 25% of people think they need a budget. Most people associate the word with maintaining stringent self-discipline, cutting back on their favorite things, clipping coupons, and eating instant ramen. However, sometimes a budget is exactly what you need to get your financial life back on…
Do you feel excited about this New Year and taking the appropriate steps toward finally achieving your personal finance goals? You are not alone, according to a Wallethub survey, upwards of 99 million Americans are making finances their top resolution for this coming year. With that being said, it is time to get motivated, and hit the ground running before the winter doldrums start to sap your energy and…
If you are looking for reasons to shop at wholesale clubs, you are not alone. Costco has over 90 millions members! If you’re in the process of repairing your credit or trying to save money you may be wondering, “Should I shop at wholesale clubs?” In this article, we explore the topic more deeply, so you can make the decision that’s right for you. Here are five reasons to…
Did you know you can learn a new skill for free or little money? Going back to school can send you into debt very easily. If you’ve been feeling the itch to go back to school but don’t want to spend all your hard-earned money on tuition, then you may be wondering how you can gain new knowledge or learn a new skill without the price tag. The good…
We all know how expensive spa treatments can be so if you are looking to create a spa atmosphere at home, this post is for you. Visiting the spa or indulging in a self-care treatment like a massage or pedicure is a great way to treat yourself when you’re feeling exhausted or stressed. However, it can also be very pricey. If you are someone who is trying to save…
Personal finance resolutions should be a focus for most Americans. According to the American Psychological Association, roughly 93% of Americans make New Year’s resolutions. Whether it is to exercise more, eat healthier or get that emergency savings fund going, we all have something we want to improve upon. Whatever your motivation is, financial resolutions should definitely be at the top of your list. With that being said, many people…
If you are looking to sharpen your personal finance skills, gamification may be the answer for you. This is the act of turning any regular activity into a game and it is extremely popular. Many people already love playing video games and mobile app games like Candy Crush, so they’re also readily embracing gamification for personal development and self improvement applications. This includes everything from meeting fitness goals, following…
Tips on how to pay for college is on the mind of any parent. Most parents are aware of the high cost of earning a college degree today. With that being said, many have not figured out how to pay for college and not break the bank at the same time. Tuition isn’t only the expense. Textbooks, living costs, extracurricular costs and technology costs can all add up quickly.…
Financial freedom is something every person wants to feel. Are you struggling to repair your credit, save money or pay off debt? You’re not alone. Many people find it challenging to achieve financial freedom because they can’t get their spending under control. This is because the average American adult spends approximately $1500 a month on non essentials. If you’re used to living a certain lifestyle, then you’ll probably find…
If you are looking to get fit on a budget, this post is for you. If you’ve ever been a member of a gym, you know that some gym memberships can be extremely pricey. Even more so if you enjoy using state-of-the-art equipment and top-notch fitness classes. Furthermore, depending on where you live, boutique fitness classes like Pilates and HIIT can cost more than $20 per class! While being…
