When it comes to finding a financial advisor, you really need to do your due diligence. You might assume that it is a given that financial advisors would only make decisions with your money that are in your best interest. Unless they are fiduciaries, they are not under any legal requirement to do so. Here are five of the best tips for finding a financial advisor Look for…
If you are looking to save on insurance premiums, you are not alone. Everything from car insurance to health insurance premiums can be very expensive. With that being said, there are ways you can save on insurance premiums. We discuss how you can go about finding discounts below. Here are seven ways you can save on your insurance premiums today 1. Look into different ways you can pay…
Free money from the government is available through a variety of government programs. Right now with so many people suffering financially, taking the time out to apply for some of these programs and services can really make a difference. Below are 10 ways to get free money from the government 1. Look For Unclaimed Money Money that is owed to you may be floating around out there unclaimed. …
Money making apps are a plenty for anyone looking to make some extra cash. Everyone wants and needs to make more money nowadays. That little device you use for everything from scheduling to taking photos can also be a vehicle for making some extra cash. From earning rewards to redeem for cash or by taking surveys, you can make some side money to put towards that emergency fund or…
Investing for beginners does not have to be as daunting as you may think it is. You also don’t need to have a lot of money to start. We have all heard about the power of compounding and how investing just $100 a month will yield thousands down the line. In the same respect, not investing leaves thousands of dollars potentially on the table. If you have never invested,…
Budgeting for beginners does not have to be scary. If you are struggling with your finances, setting up a budget is the best thing you can do for your financial well-being. You will have peace of mind knowing where your hard earned money is going and be better equipped to reach your financial goals. Below are five tips for making budgeting for beginners not so scary 1.…
If you are looking to save money on groceries, you are not alone. We all know how expensive groceries can be. According to the United States Department of Agriculture, a family of four with kids between the ages of 6 and 11 spends about $1000 a month on groceries. With that being said, chances are you could be doing a better job at planning your grocery store trips. You…
If you are in a considerable amount of debt, you may be considering filing for bankruptcy. This may seem like an easy way out, but there is much more to filing for bankruptcy than most people realize. In this post we will cover what bankruptcy is, how it works and what the difference is between Chapter 7 and Chapter 13 bankruptcy. What Exactly Is Bankruptcy? Filing for bankruptcy is…
If you are looking to reduce your student loan debt, you are not alone. Current graduates are carrying upwards of $1.5 trillion in student loan debt. In the midst of so much uncertainty with the coronavirus pandemic, there is some silver lining. The CARES Act forbearance period for student loans overlaps with the student loan grace period. This provides borrowers with a chance to pay down some of their…
Are you thinking about purchasing a new home within the next few months? If so, you’ll want to know about the mortgage preapproval process before you start shopping around. Typically, you’ll want to get preapproved for a mortgage around the same time you start seriously looking at properties. This is because the preapproval typically expires after three months. In this article, we’ll explain why you need to get preapproved…
