Teaching your teen money management should be the first thing on your mind if you’re going through the credit repair process.  As you may know first-hand, many people find themselves in financial trouble because they didn’t have any education on personal finance.  For this reason, teaching your teen mo...

Are you trying to get everyone on the same page for family finance planning?  One of the first steps is to make sure that everyone is aware of the goals and lifestyle changes the family will need to make to achieve your goals. How can you talk to your family about things like budgets, credit repair, and pe...

Are you looking for ways to repair your credit in the new year?  You may want to consider asking a close friend or family member with excellent credit history and credit score if you can become an authorized user on one of their credit cards. According to a blog post from Mint, becoming an authorized user of ...

If you are in need of credit repair services, don't wait to sign up.  Your credit report and credit score are what creditors reference when deciding to lend you money.  Therefore, it is crucial that you not only know your credit score but that your report is accurate.  By law, you have access to a free ...

[Image via Pexels] If you’re on the road to credit repair, you may have heard of something called a “secured credit card.” You probably already know that if you have less-than-stellar credit, you’re going to have trouble getting approved for new credit cards. However, a secured credit card can be us...

If you are considering becoming a first time home buyer, you may spend time dreaming about your ultimate abode.  Does it include a white picket fence, a game room, or a restaurant-grade kitchen? If you have reached a point where you are ready to make the leap, we have the best tips for becoming a first time h...

During the holiday season, many of us feel inspired to show loved ones how much we care by buying them lavish gifts. By the time Christmas rolls around, we’ve maxed out our credit cards in an effort to bring holiday cheer (a holiday hangover when the bills arrive). Fortunately, you can take steps to regain yo...

We just started 2019 but tax season is right around the corner.  With new tax laws,  there is an uncertainty in the air when it comes to refunds and owed taxes.  Furthermore, with the government shutdown still going strong, we still don't know when tax season will officially begin.  With that being said,...

If you’re like most people, you start the new year with an intention to be better and do better.  Maybe you’d like to lose weight or start your own business.  Finances and paying off debt, however, should be at the top of your resolutions list.  If your current saving and spending habits are not servin...

New Year, New Annual Credit Report Now that the new year has arrived, you may be thinking about your resolutions.  Are you determined to repair your credit in 2019?  Get started by being aware of where you stand with the major credit bureaus. Thanks to the federal Fair Credit Reporting Act, every 12 mo...