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Personal finance podcasts are a great way to help boost your money management knowledge.  Not familiar with podcasts?  Well, podcasts have been getting more and more popular with people.  In fact, according to podcastinsights.com, there are over one million podcasts in the world right now. They are a great way to soak up knowledge on a wide variety of subject matter.  When it comes to personal finance, reading books…

You may be thinking about cosigning a student loan for you child, but before you do, you need to know what you are getting yourself into.  The truth of the matter is, most kids will need to take out student loans in order to attend college.  According to Studentloanhero.com,  of the students that graduated college in 2019,  69% had to take out student loans.   So what should you do…

Impulse shopping is something many people have fallen victim to at one point or another.  This can be anything from a Target run for milk that turned into you spending $200 or that late night purchase on HSN.  In fact, according to a survey from the crowdsourced shopping platform Slickdeals, Impulse shopping during the current pandemic has jumped up by 18% from $155.03/month to $182.98/month.  Just think of all…

When you start seeing your local Target put out the Christmas decorations, you may start to feel both panicked and excited.  I mean who doesn’t love the holidays? The feeling of panic sets in for many because the holidays also mean money being spent on gifts. In fact, according to the National Retail Federation, Americans spent about $1050 on holiday gifts and travel in 2019.  For many people, they…

There are no shortage of streaming services available today if you are looking to cut the cord with your cable company.  So far in 2020, over 1.3 million homes have cancelled their cable service.  Not to mention, with the pandemic, Americans are seeking out more budget friendly options. Below are the best streaming services for under $50 dollars a month.   Netflix   Starting at $8.99 per month Netflix…

A credit dispute letter is necessary if you believe your credit report has an error(s).  Depending on the number of inaccuracies, you will need to decide if you want to go the DYI route or enlist a credit repair professional to navigate the tricky waters for you. Our recommendation is that if you have something simple to fix, give it a try on your on.  If you have a…

If you are looking to increase your credit score, you are not alone.  A favorable credit score means better interest rates and an overall better outlook for your finances. With that being said, it does take time and persistence to bring up your credit score.  With that being said, there are some tricks you can implement to help speed up the process.  Whether you are looking to purchase a…

The best teen money management tips are what every parent should be focusing on when their kids hit this age.  The teen years usually means moving further away from your parents and more towards independence.  With regards to money, kids often begin spending on little luxuries with money from an allowance or a part time job.  However, teens often do not have a strong understanding of finances.  They will…

FICO score vs. credit score.  Do you know the difference? Well, a FICO score is only of credit score amongst others that can be assigned to you and there are differences between them.  It is important to know this information since you will be applying for credit at various points in your life and you want to know what a FICO score vs. credit score means. What are the…

When it comes to the best bank accounts for kids, there are plenty.  Teaching finances to kids may seem like a lost cause but starting out when they are young is key to helping them successfully move towards financial independence as they get older.  When you teach kids about money and open a bank account for them, you are reinforcing some great lessons that they will take with them…