10 First Time Home Buyer Tips For 2019

If you are considering becoming a first time home buyer, you may spend time dreaming about your ultimate abode.  Does it include a white picket fence, a game room, or a restaurant-grade kitchen? If you have reached a point where you are ready to make the leap, we have the best tips for becoming a first time h...

5 Ways to Recover from Holiday Spending in the New Year

During the holiday season, many of us feel inspired to show loved ones how much we care by buying them lavish gifts. By the time Christmas rolls around, we’ve maxed out our credit cards in an effort to bring holiday cheer (a holiday hangover when the bills arrive). Fortunately, you can take steps to regain yo...

11 Tips To Get You Prepared For The 2019 Tax Season

We just started 2019 but tax season is right around the corner.  With new tax laws,  there is an uncertainty in the air when it comes to refunds and owed taxes.  Furthermore, with the government shutdown still going strong, we still don't know when tax season will officially begin.  With that being said,...

8 Important Personal Finance Resolutions For 2019

If you’re like most people, you start the new year with an intention to be better and do better.  Maybe you’d like to lose weight or start your own business.  Finances and paying off debt, however, should be at the top of your resolutions list.  If your current saving and spending habits are not servin...

Why It's Important To Access Your Credit Report Every Year

New Year, New Annual Credit Report Now that the new year has arrived, you may be thinking about your resolutions.  Are you determined to repair your credit in 2019?  Get started by being aware of where you stand with the major credit bureaus. Thanks to the federal Fair Credit Reporting Act, every 12 mo...

Why It’s Important to Work With a Reputable Credit Repair Company

  When you’re ready to repair your credit, you’ll likely want to start the process as soon as possible. Before you settle on just any credit repair company, do your research first and choose a company with a solid reputation.   Why is working with a reputable credit repair company s...

Tips For Avoiding and Reducing Student Loan Debt

Nowadays so many kids are graduating college with a mountain of student loan debt. Not only can this wreak havoc on your finances but could greatly effect your credit score too. For some, debt can't be avoided but there are ways to help out with the cost. There are things you can start doing before you even ...

Snowball, Avalanche or Snowflake: Which Debt Repayment Method Is For You?

Nowadays pretty much everyone has some sort of debt they are trying to pay off. We know what we need to do in order to pay it off but if you happen to have multiple forms of debt, what is the best way to tackle them? This is a very important question and one that financial professionals sometimes don't see eye...

Is Your Credit Out to Get You? Installment vs Revolving Credit

Do you have a credit card, a mortgage, an auto loan, a student loan, or another type of credit obligation? You’re not alone; most people in the U.S. carry some type of debt. But what most people aren’t aware of is that not all debt is the same. Unfortunately, when it comes to credit, what you don’t know mi...

Pros and Cons Of A Home Equity Line Of Credit

You have just purchased a home that you love or you have been in your home for a while. There are some things you would change, though, like that outdated kitchen or bathroom. Of course, you would love to remodel it, but that's expensive and just not in the budget this year. This is where some people take out ...

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