lexington law

5 Ways To Lower Your Monthly Cell Phone Bill

Do you dread paying your cell phone bill every month? If you’re like most people, you’re basically tethered to your cell phone, but you hate paying the high cost of using it. If you could save money on your cell phone bill, how else would you use that money? Would you pay down debt or save for the future? In this article, we share five tips for saving on…

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cash advance

Need Cash? Here Are The Benefits and Drawbacks of Taking a Cash Advance

Have you ever considered taking a cash advance? If you’re not familiar with the term, it is a short-term cash loan that you can get from a credit card issuer. The loan will be taken against your credit card’s credit line. When you’re short on cash and need quick and easy access to money, a cash advance can seem very appealing. However, like most types of loans, a cash…

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what are closing costs

What Are Closing Costs in Real Estate?

If you’re thinking about buying a home at some point in the future, you’ll want to be aware of closing costs you will need to pay when it comes time to solidify your home purchase.  Closing costs vary on a state-by-state basis, but they’re typically 2 to 5% of the loan principal.   According to ClosingCorp, a real estate data firm, the average total for closing costs in the U.S. is…

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credit card relief

Credit Card Relief During the COVID-19 Pandemic

  Credit card relief during the current coronavirus pandemic may be something you are curious about.  Many people are suffering financial hardships right now with lost jobs and wages. If you are already in debt, this is something that can really help you out at least temporarily.  With that being said,  many credit card issuers are offering various forms of credit card relief to their cardholders. In this article,…

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side gigs from home

5 Side Gigs From Home You Can Do Now

Many Americans are looking for side gigs from home right now.  Sheltering in place is still a real thing for many Americans.  With certain states seeing surges in Covid-19 cases, leaving the house is something people are not looking to do. But what about work?  With so many people losing their jobs, household finances are taking a major hit.  With that being said, the gig economy is now booming…

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money mistakes

5 Money Mistakes To Avoid Right Now

Money mistakes is something you want to avoid during an uncertain time like now.  Unfortunately, during times of uncertainty, people will start to make poor financial decisions.  Poor money decisions made now can really cost you financially down the line. Here are five money mistakes to avoid making during uncertain times like now.   You stop making your bill payments Money is tight for so many people and without…

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credit card debt

Quarantine Credit Card Debt? Five Ways To Manage It Effectively

Credit card debt is nothing new to the majority of Americans.  According to Nerdwallet, the average household was carrying over $6500 in credit card debt in 2019. Fast forward to coronavirus circa 2020 and people have piled up even more debt.  Even though you may have had debt carried over from the previous year, getting your credit card debt to a manageable place will help you more easily recover…

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summer activities

Budget Friendly Summer Activities To Help Keep Boredom At Bay

Summer activities on a budget is music to any parents ears. With so many families struggling financially due to the coronavirus, not adding to existing debt is essential to many.  Many summer camps have been cancelled but fear not, your kids can still have a great summer filled with special memories all while staying within a budget. 1. Be realistic Trying to be camp mom and fill your kid’s…

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refresh your budget

Five Ways To Refresh Your Budget Right Now

There is no better time than now to refresh your budget. If you don’t have one, don’t wait to get one started.  According to Nerdwallet, the average American household has over $7k in credit card debt as of 2019. During this time at home, you hear about everyone organizing their homes and purging their closets.  What else is there to do right?  Wrong.  Your finances and especially your budget…

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how to buy in bulk

How To Buy In Bulk and Save Money

If you have ever given thought to how to buy in bulk so you can save money, you have come to the right post.  Groceries are expensive and Americans are spending hundreds every month.  So how can you maybe save some money on your grocery bill?  Well, buying in bulk can be one way to do that. Buying in bulk as a single person or someone with a big…

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