Establishing good credit is key to having a healthy financial life. Your credit score acts like a financial resume and has great effect on a number of areas in your life. From leasing an apartment to getting a job, having a good credit score really does matter. Whether you are just graduating college and try...

Child identity theft is a real thing and it is happening everyday.  A red flag should be going off if you receive something in the mail that is intended for an adult with your child's name on it.  This more times than not means your child has been the victim of identity theft.  Even worse, someone close to ...

It is hard to believe 2018 is almost over and 2019 is right around the corner. Of course with a new year, comes goals and resolutions we hope to achieve. Getting your finances on track is something that should always be on your to do list. The key to making a goal achievable is to make sure it is specific, att...

Retiring and moving into the "golden years" is not looking as bright for seniors as it did in years past.  Nowadays, many  are facing mounting debt that is putting a definite strain on their retirement account.  Households with those 55 and older are seeing a big rise in debt and the potential of outliving ...

Social media is known for socializing but it has morphed into much more than that.  Nowadays, social media can have a very real impact on your credit and your ability to get a loan.  Companies are looking to social media sites when making lending decisions.  They are looking to confirm not only the identity...

The holidays spell money spending like no other time of the year.  People are spending hundreds on gifts and most don't have that money saved up.  Cue the credit cards.  In an effort to save some money this holiday season (if you haven't started already), start your saving now. Here 9 ways that can hel...

Managing your finances can be stressful for many people and when you add credit card debt and bad credit into the mix, stress levels begin to skyrocket.   With many households dealing with debt in the thousands, it is no wonder that people are impacted in every part of their daily living.  From what to eat ...

Being successful at financial planning and budgeting is challenging for most people regardless of marital status or income.  As a single parent, though, the road can be that much tougher. With your child/children's livelihood and future in your hands, there really is no room for error.  You have to find an e...

Taking a family vacation can seem out of reach when living on a budget, but there are ways to cut down on the expenses without forgoing the fun. The key to getting the most for your hard earned money is to know the tips and tricks for getting the best deal. Below are great tips and tricks for saving you mon...

Teaching money management to kids is a topic that every parent should have on their mind.  As a society, we are moving further away from using cash.  This being the case, you need to give thought to how to teach children that money is earned from hard work and does not just drop from the sky. More and mor...