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Personal finance resolutions should be a focus for most Americans.  According to the American Psychological Association, roughly 93% of Americans make New Year’s resolutions.  Whether it is to exercise more, eat healthier or get that emergency savings fund going, we all have something we want to improve upon. Whatever your motivation is, financial resolutions should definitely be at the top of your list. With that being said, many people…

If you are looking to sharpen your personal finance skills, gamification may be the answer for you. This is the act of turning any regular activity into a game and it is extremely popular. Many people already love playing video games and mobile app games like Candy Crush, so they’re also readily embracing gamification for personal development and self improvement applications. This includes everything from meeting fitness goals, following…

Tips on how to pay for college is on the mind of any parent.  Most parents are aware of the high cost of earning a college degree today.  With that being said, many have not figured out how to pay for college and not break the bank at the same time.   Tuition isn’t only the expense.  Textbooks, living costs, extracurricular costs and technology costs can all add up quickly.…

Financial freedom is something every person wants to feel.  Are you struggling to repair your credit, save money or pay off debt?   You’re not alone.  Many people find it challenging to achieve financial freedom because they can’t get their spending under control.  This is because the average American adult spends approximately $1500 a month on non essentials.   If you’re used to living a certain lifestyle, then you’ll probably find…

If you are looking to get fit on a budget, this post is for you.  If you’ve ever been a member of a gym, you know that some gym memberships can be extremely pricey.  Even more so if you enjoy using state-of-the-art equipment and top-notch fitness classes.  Furthermore, depending on where you live, boutique fitness classes like Pilates and HIIT can cost more than $20 per class!  While being…

There are different types of savings accounts to choose from for your hard earned money.  Whether you are looking to save money for a new car or go on a dream vacation, these goals are within reach. You just need some focus, dedication, and the right information. Did you know there’s more than one type of savings account? If you’re trying to save money and achieve your personal financial…

Discounts on home maintenance are around if you put in the effort to find them. Did you know that HVAC repairs cost between $150 and $450 on average, and roof repair costs about $843 on average? If you’re not prepared to pay these costs as a homeowner, you can put yourself into debt and potentially damage your credit score.  Credit repair is no joke so home maintenance is something that…

Energy saving tips are on the mind of anyone living in colder temperatures.  Winter can also be an especially difficult time if you’re trying to save money or repair your credit.  Not only do you have to face the pressure of holiday spending, but you must also adjust your energy usage to account for colder temperatures. If you live in a region that experiences long, harsh winters, then you…

Following the best personal finance influencers is key if you’re serious about saving money, repairing your credit, or just looking to improve your financial situation.  The good news is that you can find a wealth of valuable resources from personal finance experts pretty easily.  In this article, we share a list of some of our favorite personal finance influencers, so you can start following them on social media and…

With cable being so expensive, people are interested in what their cord cutting options are. If you no longer see the value in your cable subscription, then it may be time to “cut the cord”.  Not only will doing so help you save money, but it will also save you all the time you spend channel surfing.  Cutting the cord is a great option for people who are trying…