Credit card debt is nothing new to the majority of Americans. According to Nerdwallet, the average household was carrying over $6500 in credit card debt in 2019. Fast forward to coronavirus circa 2020 and people have piled up even more debt. Even though you may have had debt carried over from the previous year, getting your credit card debt to a manageable place will help you more easily recover…
Summer activities on a budget is music to any parents ears. With so many families struggling financially due to the coronavirus, not adding to existing debt is essential to many. Many summer camps have been cancelled but fear not, your kids can still have a great summer filled with special memories all while staying within a budget. 1. Be realistic Trying to be camp mom and fill your kid’s…
There is no better time than now to refresh your budget. If you don’t have one, don’t wait to get one started. According to Nerdwallet, the average American household has over $7k in credit card debt as of 2019. During this time at home, you hear about everyone organizing their homes and purging their closets. What else is there to do right? Wrong. Your finances and especially your budget…
If you have ever given thought to how to buy in bulk so you can save money, you have come to the right post. Groceries are expensive and Americans are spending hundreds every month. So how can you maybe save some money on your grocery bill? Well, buying in bulk can be one way to do that. Buying in bulk as a single person or someone with a big…
Astrology and money may not sound like they go together, but there is a relationship there to explore. While some people take astrology very seriously, others see it simply as a fun diversion. No matter where you fall on the spectrum, you can’t deny that some people really do seem to embody their astrological signs. Did you know that, according to astrology (www.ZodiacPsychics.com), every sign is supposed to…
Experts suggest that Investing in precious metals is considered a smart move for financial security. If you’re used to thinking about finances in terms of dollars and cents, then you may be wondering why someone would trust their financial future to a shiny brick. Whenever the economy becomes turbulent or uncertain, the champions of gold will say that now is the time to invest in precious metals. These strong…
Going “green” can sound like an expensive and time consuming lifestyle switch for many people but that definitely is not the case. It’s true that being green can get expensive if you go about it in the wrong way. If you are spending $100 on an eco-friendly t-shirt or buying everything that uses the word “sustainable” in its marketing, you can really blow your budget. However, you can actually…
You should always be looking to protect your finances. Very few people are ever truly prepared for a recession. How many people could have predicted the financial crisis of 2007-2008 or the economic downturn associated with the COVID-19 pandemic? When the economy is favorable, few people want to think about tough financial times. However, one of the best ways to protect your finances is to plan for a rainy…
Are you looking to better your relationship with money? When most people talk about improving their relationships, they refer to their relationships with spouses, friends, children, co-workers, other family members, or even themselves. However, one of the most important relationships a person will ever have is the one that he or she has with money. Money is such an emotional topic and can definitely affect interpersonal relationships. For example,…
When it comes to financial literacy for kids, it is important to start young. Now that you’re an adult, you may have a few regrets related to money. Whether it’s wishing you saved more in your 20’s or that you started saving for retirement sooner, you may have plenty you would want your kids to avoid doing. Even though you can’t change your past mistake, you can teach your…
