Better money habits is something most people can benefit from. Many people begin the New Year by setting one or more resolutions like sticking to a budget or paying off debt. But why should you wait until the New Year to start implementing better money habits? Research shows that it takes about 66 days or two months to form a new habit. You can give yourself a positive head…
Your financial goals can be negatively influenced if you spend a lot of time on social media sites like Instagram and Facebook. According to Schwab’s 2019 Modern Wealth survey, about half of millennials say they are more likely to spend on experiences after seeing something on social media. If you are trying to save money, pay off debt, or repair your credit, you may want to sign out of…
Cooking on a budget is a great way to boost your savings if you’re in the process of repairing your credit or trying put away money for something (vacation, emergency fund, retirement etc). If you often find yourself eating take-out or indulging in restaurant meals, this post is for you. We give you the resources and tips to get you started on cooking great meals at home. Just because you…
Living on a budget may not sound like fun but it essential for most people to be financially fit. If you’ve been pinching pennies to save money for a major purchase or repair your credit, then you may be longing for the day when you can spend money without thinking twice about it. Wouldn’t it be nice to go to a restaurant without looking at the prices? Don’t you…
Travel saving tips are key if you are a traveler working with a budget. We all know holiday travel can be very expensive and even cost-prohibitive for people who are trying to save money or repair their credit. However, you can still take steps to save money if you choose to travel during the festive season. In this article, we share some tips that you can try today while you’re…
If you’re in the process of trying to save money or repair your credit while ensuring that your child has adequate care while you’re at work, then you may be wondering how you can save on childcare expenses. You may be feeling especially stressed if you’re a single parent. In fact, according to Care.com’s 2019 Cost of Care survey, upwards of 40% of families are spending more than 15%…
The best Black Friday tips are on the mind of every shopper that loves to hit the stores on this big shopping day. Every year, shoppers look forward to Black Friday because it’s one of the best times of the year to make major purchases. Big sales on electronics and appliances bring people in droves to shop till they drop. If you need to buy holiday gifts or make…
Stop spending and you will save more money. This is easily said but often harder to do. Conventional wisdom does not always give us the tips we need to be financially healthy. In fact, without even realizing it, you could be regularly engaging in activities that are sabotaging your financial health – simply because society deems these activities as normal. In this article, we shed light on some typical…
Money mistakes are a big deal among millennials resulting in quite a negative reputation. The media often calls them entitled, lazy, shallow, and whiny. If you’re a millennial, you know that these stereotypes actually don’t apply to many millennials. There are plenty of people within this age group that are working hard to save money, advance in their careers, and generally get ahead in life. However, like people of…
Effective money tips are something everyone can use. For most people, money is tied up in emotions and stress. Therefore, we often will go to great lengths to remain in denial about our money issues so we won’t ever have to be uncomfortable and face them. However, lying to yourself isn’t doing you any good. In this article, we explore some of the top money-related lies that people tell…
