How to Use Credit Cards Wisely When Planning a Wedding

Credit cards and weddings is not something you usually would want to pair together.  The good news is that you can use credit cards wisely and get through your big day without accumulating major debt.  However, you’ll need to be smart and careful about each one of your expenditures. In this article, we share some helpful tips for using your credit cards wisely while planning for the big day. Below…

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Seven Ways To Practice Self Care on a Budget

Learning to practice self care on a budget is something we should all learn to do.  Many people think that self care is an indulgence, but the truth is that everyone should be practicing self care in some way, shape, or form. However, if you’re in the process of trying to save money or repair your credit, you may be wondering how you can do self care on a…

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Five Ways To Have A Happy Halloween On A Budget

Halloween on a budget is on your mind if you have school aged kids. If you’re in the process of saving money and repairing your credit, you may be dreading any holiday that encourages you to spend money that will throw off your budget. Usually, Christmas, Valentine’s Day, and Thanksgiving are some of the most expensive holidays. However, the truth is that Halloween can be expensive too.  In fact,…

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Tips For Finding Support When You Are Having Money Problems

Money problems like debt and credit repair are hardly the most popular topics of conversation at happy hours and barbeques.  In fact, money discussions make most people very uncomfortable. If you’re struggling with debt or credit issues, you may feel alone.  You may feel like you’re the only person struggling with these money problems. However, the truth is that many people share the same financial challenges and concerns –…

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Six Personal Finance Topics To Discuss Before Moving In Together

If you plan on moving in with a significant other, you need to cover the right personal finance topics.   One of the most common reasons that couples decide to consolidate their living situations is to save money.  However, saving money is not always the best reason to move in together. If you’ve thoughtfully considered the prospect of moving in together, then you need to read and study this article to…

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5 Examples of Credit Card Fraud and How to Avoid Them

There are many examples of credit card fraud lurking.  In fact, in 2018 alone, fraud complaints by consumers was a whopping $1.48 billion.   Are you in the process of trying to repair your credit or improve your credit score? If so, you’ll want to know about some of the things that may compromise your credit and financial health. Unfortunately, nowadays scammers who are now more savvy than ever before. …

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How to Better Your Finances By Asking For a Raise

Looking to better your finances?  Asking for a raise is a smart move.  If you’re in the process of repairing your credit and struggling to save money, then asking for a raise is key. Have you been performing well at your job? Have you been with your employer for a long time? If the answer is yes, it may be time to ask for a bump in your salary…

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5 Money Saving Tips For a Great Day at The Beach

Money saving tips are crucial if you’re in the process of repairing your credit.  You may think you need to hold yourself back from taking any vacation days this summer but with the right money saving tips, you can handle it like a pro. You don’t have to make a huge dent in your wallet to enjoy a day at the beach and absorb some Vitamin D.  In this…

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Debt Collection Law and How to Respond to a Lawsuit

Debt collection law is something that every person should familiarize themselves with if they have been contacted by a debt collector.  Approximately 30 million Americans are involved with debt collections as of 2013.  If you’ve recently been contacted by a debt collector, and you’re being served with a lawsuit or similar threat, you may be feeling worried and unsure about how to move forward. Once you know your rights,…

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7 Tips For Taking Road Trips On a Budget

Taking road trips on a budget is one of the best ways to explore the United States.  With that being said,  a road trip vacation can be expensive if you don’t plan your trip ahead of time. The good news is that even people who are trying to save money and repair their credit can enjoy an adventurous road trip and make new memories with their loved ones. The…

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