Discounts on home maintenance are around if you put in the effort to find them. Did you know that HVAC repairs cost between $150 and $450 on average, and roof repair costs about $843 on average? If you’re not prepared to pay these costs as a homeowner, you can put yourself into debt and potentially damage your credit score.  Credit repair is no joke so home maintenance is something that should be top of mind.

Ideally, you’re keeping up with home maintenance to prevent costly and unexpected repairs, which can be financially devastating. However, in the event that your water heater or air conditioner does break,  you must repair these things quickly. Regardless of why you’re hiring a home service provider, you probably won’t be thrilled about getting the bill.

In this article, we’ll share some home maintenance tips that can get you discounts and savings on home maintenance and repair services. That way, you will feel more prepared for keeping up with recommended home maintenance and repairing issues promptly.

Here are five ways to get discounts on home maintenance and repair

Look for seasonal discounts on home maintenance

Did you know that many home service businesses will offer specials during certain times of the year? For example, in the fall and spring, many HVAC businesses will offer discounts on their preventative maintenance packages.  This helps encourage customers to prepare for winter and summer.

Make “green” or eco-friendly improvements

home maintenance tips

[Photo by Singkham from Pexels]

If something in your home needs repair, then you may want to consider moving forward with a “green” or eco-friendly upgrade.  These types of upgrades may qualify you for green energy grants or tax credits.  This is helpful in offsetting your costs. To learn more about your options and get great home maintenance tips, visit EnergyStar.gov or call your local energy companies, which sometimes offer grants or discounts.

Keep money for home repairs in a high-yield savings account

When it comes to saving for home repairs, financial experts recommend that you save at least 1% to 4% of your home’s value per year. This is what an emergency fund is for.  Put money aside each paycheck into a high-yield savings account separate from your other savings.  Some of the best high-yield savings accounts today are offered by banks like Ally Bank and American Express.

Look into a HELOC

If you really can’t pay for your home repair at the moment, you can consider tapping into your home’s equity.  A home equity line of credit (HELOC) or home equity loan could be a fit for you.  Using this method to pay for home repairs does come with some potential downsides. Your creditworthiness will impact your interest rate, and you risk losing your home if you can’t pay back the loan.

Government assistance can provide discounts on home maintenance

home maintenance tips

If you are living on a fixed income as a senior citizen or you have low income, there is government assistance in the form of grants.  Unlike loans, these don’t have to be paid back. Head over to benefits.gov to see if you qualify for a home repair grant.