11 Essential Things to Consider Before Taking Out a Personal Loan

Taking out a personal loan can be a lifesaver for many. With that being said, it does have both pros and cons. Your unique financial situation will ultimately determine whether this is the right move for you. In this article, we offer 11 critical points to think through before you make your decision. Here are 11 things to think about before you take out a personal loan 1. Why…

Fico Credit Score vs. VantageScore: The Differences You Need To Know

The FICO score and VantageScore are two different scoring models.  These models are used by lenders to determine both risk and creditworthiness.  Both companies have developed systems that calculate credit scores that represent the risk of default on a loan. Both the FICO score and VantageScore (3.0) use  the same scoring range of 300-850.  The difference is that they evaluate the information in your credit report differently.  Let's now get…

Seven Ways To Teach Your Teen Money Management

Teaching your teen money management should be the first thing on your mind if you’re going through the credit repair process.  As you may know first-hand, many people find themselves in financial trouble because they didn’t have any education on personal finance.  For this reason, teaching your teen money management is crucial so they never have to go through the credit repair process themselves.   These days, most schools still…
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