Money making apps are a plenty for anyone looking to make some extra cash.  Everyone wants and needs to make more money nowadays.  That little device you use for everything from scheduling to taking photos can also be a vehicle for making some extra cash.  From earning rewards to redeem for cash or by taking surveys, you can make some side money to put towards that emergency fund or other financial goal.

Here are 10 of the best money making apps on your phone. 


1. Google Opinion Rewards

Google Opinion Rewards is for Android users.  You get credits for taking short surveys on your phone.  The amount of credits you get will depend on the length of the survey you take. The credits can be redeemed for free music, movies, apps, games and books.

2. Decluttr

If you have a closet full of old DVDs and CDs, you can potentially make some money by selling them on  the Decluttr app. If you have electronics you are no longer using like last years IPhone, you can sell those here too.  The nice thing about this app is how easy it is to use.  You just scan your item and you will receive an instant offer on your item. If you accept the offer, they give you a pre-paid label to print and you can drop off your package at a UPS Store or with a driver, customer center or authorized retail outlet.

3. StepBet

Hopefully the pandemic has gotten you out and moving your body.  StepBet is an app that you can earn money from for hitting a certain number of steps.  You will take part in a specific game where you need to reach a certain number of steps each week.  As you get going with the app, it will determine the number of steps you need based on your past history.  This is something that you need to be consistent with.  If you happen to miss a step goal on a given week, you will not be eligible to win the main prize. Also, it integrates with any of your other fitness apps like Apple Watch, Garmin, FitBit, Google Fit, and Samsung Health. The payouts are around $40. Just expect StepBet to take 15% of the total winnings.

4. GrabPoints

With everyone being at home more and watching TV more than usual,  GrabPoints has an app that may be enticing to some people.  It involves watching videos or GrabPoints TV on your phone to rack up points. You can also get points by taking surveys, playing games or downloading and testing apps.

The points can be redeemed for gift cards to Amazon, Target and more.  This apps is only available for Android.

5. User Testing

Prior to new apps launching, companies will pay people to test them out. is an app where you can sign up to become one of their testers.  You will take a simple test and upon approval, you can start testing apps on your phone and get paid for your opinion.

This app is good because it pays in cash.  You get $10 via PayPal for every 20-minute session you complete.  The funds will arrive in your account within seven days.

6. Ibotta

Everyone shops so Ibotta is really good for anyone.  It is a cash-back app that works with tons of retailers you are probably shopping from already.  It includes grocery stores, restaurants,  liquor stores and more.  Before you head out the door, go into the app and select the applicable rebates.  When you get home, use the app to take pictures of your receipts.  The money should be in your account within 48 hours.  The money can be cashed out for gift cards or it can be deposited directly into your PayPal account.

7. Nielsen Homescan

Nielsen Homescan is an app where you get to share your shopping opinions. You sign up to be a panelist and use your phone to scan what you purchased at the grocery store. For every scan,  you will accumulate points.  Of course the more you scan, the more points you earn.  The points can then be redeemed for gift cards or items from Nielsen’s own catalog (this includes electronics, toys,  jewelry, household items.)

8. Foap

If you have an eye for photography, you can turn your smartphone photos into cash.  Foap is a stock photography website where you can add your photos to their marketplace.  When someone purchases your photo, you make a quick $5.  If you can take some great photos, you quickly can rack up some cash.

9.  Swagbucks

With Swagbucks you can make a quick $10 bonus for just signing up.  This app allows users to receive rewards for taking surveys, playing games, watching videos, and shopping online. The rewards can be redeemed for cash which will be deposited into your PayPal account or you can redeem the rewards for gift cards.  They have different retailers to choose from like Amazon and Walmart.  Swagbucks is considered one of the best money-making apps out there.

10. Ibotta

Ibotta is another cash back shopping app. This app has become very popular because it also extends to grocery brands and we could all benefit from saving money on groceries.  They also have an affiliate program where you can make even more money by inviting friends to use the app.  They offer a $10 bonus for new members and pay out $5 for each friend you refer.